Suffolk City property record for 404 Lakeside Dr, Suffolk, VA 23435
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,306 sqft · built 2002 |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Oct 2018) |
| Tax Bill | $2,696 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Aug 2019 Mortgage + 1 more |
| APN | 6*3*2*BB*404 |
| Primary APN | 6*3*2*BB*404 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Heating System | Heat Pump |
|---|
| Account Number | 304907300 |
|---|---|
| Street Address | 404 LAKESIDE DR |
| City | SUFFOLK |
| State | VA |
| Zip | 23435-2783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED DEV OVERLAY |
| Legal Description | UNIT 404,WATERS EDGE AT RIVERFRONT |
| Legal Subdivision | WATERSEDGE CONDOS |
| Legal Unit | 404 |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 75105 |
404 Lakeside Dr is owned by an individual who bought it in October 2018.
Source: Suffolk City records, as of December 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 BOWRIDER DR, SUFFOLK, VA 23435-4117 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Aug 20, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Oct 31, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on File |
| Deed Sale | Oct 31, 2018 · Amount on File |
| Deed Document Number | 180011624 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 404 LAKESIDE DR, SUFFOLK, VA 23435-2783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 200018693 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 200018693 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 404 LAKESIDE DR, SUFFOLK, VA 23435-2783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 190009065 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 190009065 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Oct 31, 2018 |
| Property Address | 404 LAKESIDE DR, SUFFOLK, VA 23435-2783 |
| Document Number | 180011624 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 180011624 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 LAKESIDE DR, SUFFOLK, VA 23435-2783 |
| Document Number | 180011625 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 180011625 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 404 Lakeside Dr was $2,696, up 9% from the year before.
Source: Suffolk City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,600 (+9.34%) Land $50,000 Building $193,600 | ||
| 2025 | $2,696.00 (+9.02%) | $243,600 (+9.34%) Land $50,000 Building $193,600 | $222,800 Land $50,000 Building $172,800 |
| 2024 | $2,473.00 (+3.34%) | $222,800 (+1.46%) Land $50,000 Building $172,800 | |
| 2023 | $2,393.00 | $219,600 Land $50,000 Building $169,600 | $219,600 Land $50,000 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 404 Lakeside Dr; 10 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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