Hillsborough County property record for 404 Laguna Mill Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,546 sqft · built 2006 |
| Lot Size | 0.142 acres (6,172 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Nov 2021) |
| Tax Bill | $6,206 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Nov 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055400-0246 |
| Primary APN | 055400-0246 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,546 sqft Living Area |
| Gross Area | 2,071 sqft |
| 1st Floor Area | 1,546 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,172 sqft (0.142 acres) |
| Lot Dimensions | 106 ft deep x 52.4 ft wide |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 151 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0554000246 |
|---|---|
| Street Address | 404 LAGUNA MILL DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-4939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WELLINGTON SOUTH AT BAY PARK LOT 21 BLOCK 3 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 04 |
| Legal Subdivision | WELLINGTON SOUTH AT BAY PARK |
| Legal Tract | 85J |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 14122 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 31236, SALT LAKE CITY, UT 84131-0236 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Nov 16, 2021 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 31, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 31, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 2021582833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 404 LAGUNA MILL DR, RUSKIN, FL 33570-4939 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000352856 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022352856 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Address | NEW YORK, NY 10019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 16, 2021 |
| Property Address | 404 LAGUNA MILL DR, RUSKIN, FL 33570-4939 |
| Document Number | 0000582833 |
| Map Reference | MB 105 PG 207 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021582833 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28829 WINDOVER ST, 28829, WESLEY CHAPEL, FL 33545-4367 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 31, 2021 |
| Property Address | 404 LAGUNA MILL DR, RUSKIN, FL 33570-4939 |
| Document Number | 0000442967 |
| Map Reference | MB 105 PG 207 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021442967 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16606 SEDONA DE AVILA, 16606, TAMPA, FL 33613-5230 |
| Name | Verified Name |
|---|---|
| Address | 1925 E 6TH AVE # 3RD, TAMPA, FL 33605-5225 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 31, 2021 |
| Property Address | 404 LAGUNA MILL DR, RUSKIN, FL 33570-4939 |
| Document Number | 0000443013 |
| Map Reference | MB 105 PG 207 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021443013 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,295.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E 6TH AVE # AVE3RD, 1925, TAMPA, FL 33605-5225 |
| Name | Verified Name |
|---|---|
| Address | 28829 WINDOVER ST, WESLEY CHAPEL, FL 33545-4367 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,003 (-5.89%) Land $65,116 Building $205,887 | $271,003 (-5.89%) Land $65,116 Building $205,887 | |
| 2025 | $6,206.00 (+5.31%) | $287,976 (+11.4%) Land $76,440 Building $211,536 | $287,976 (+11.4%) Land $76,440 Building $211,536 |
| 2024 | $5,893.00 (+9.15%) | ||
| 2023 | $5,399.00 (-5.76%) | $258,498 (-8.07%) Land $73,609 Building $184,889 | $258,498 (-8.07%) Land $73,609 Building $184,889 |
| 2022 | $5,729.00 | $281,203 Land $50,960 Building $230,243 | $281,203 Land $50,960 Building $230,243 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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