Highlands County property record for 404 Kersh Ter, Okeechobee, FL 34974
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 832 sqft · built 1981 |
| Lot Size | 0.406 acres (17,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Jun 2000) |
| Tax Bill | $882 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | C-27-37-33-010-0880-0170 |
| Primary APN | C-27-37-33-010-0880-0170 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,663 sqft (0.406 acres) |
| Lot Dimensions | 127 ft deep x 110 ft wide |
| Driveway | Concrete Driveway |
| Pool Area | 640 sqft |
| Porch | Slab |
| Porch Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 404 KERSH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-8581 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | M1S |
| Legal Description | SEC 2 TOWN OF HARDING PB 1-PG 104 LOT 17 BLK 88 |
| Legal Range | 33E |
| Legal Township | 37S |
| Legal Section | 27 |
| Legal Subdivision | TOWN OF HARDING SEC 02 |
| Legal Block | 88 |
| Legal Lot Number | 17 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 961500 |
Source: Highlands County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 KERSH TER, OKEECHOBEE, FL 34974-8581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2000 · Amount on Record |
| Deed Sale | Jun 13, 2000 · Amount on Record |
| Deed Document Number | 20001063700 |
| Deed Book / Page | 1502 / 206 |
| Record Updated | Oct 29, 2026 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $882.00 (+4.26%) Homeowner's exemption | $75,759 (+10.76%) | $126,794 (+33.58%) Land $31,250 Building $95,544 |
| 2024 | $846.00 (+4.06%) | ||
| 2023 | $813.00 (+2.01%) Homeowner's exemption | $68,401 (+3%) | $94,919 (+18.77%) Land $5,000 Building $89,919 |
| 2022 | $797.00 Homeowner's exemption | $66,409 | $79,917 Land $5,000 Building $74,917 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 14 (1988–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 100 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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