Schenectady County and Rotterdam Town property record for 404 Kenmore Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,134 sqft · built 1928 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2020) |
| Tax Bill | $4,533 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-2-27 |
| Primary APN | 422800 48.19-2-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Upper Floors Area | 374 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 95 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 KENMORE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2/STG,ENCPR GROVE PRK - 105,106 2.-137-2.9 |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 32700 |
404 Kenmore Ave is owned and occupied by an individual who bought it in October 2020.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 KENMORE AVE, SCHENECTADY, NY 12306-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Oct 25, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on File |
| Deed Sale | Oct 22, 2020 · Amount on File |
| Deed Document Number | 202033027 |
| Deed Book / Page | 2044 / 100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 22, 2020 |
| Property Address | 404 KENMORE AVE, SCHENECTADY, NY 12306-2117 |
| Document Number | 0000033027 |
| Book / Page | 2044 / 100 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 202033027 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 KENMORE AVE, 404, SCHENECTADY, NY 12306-2117 |
| Name | Verified Name |
|---|---|
| Address | 234 DIVISION ST, SCHENECTADY, NY 12304-1108 |
| Document Number | 0000033028 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 202033028 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 404 KENMORE AVE, SCHENECTADY, NY 12306-2117 |
| Document Number | 0000050509 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 404 KENMORE AVE SCHENECTADY NY 123062117, SCHENECTADY, NY 12306-2117 |
| Document Number | 0000050509 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 004878/000405 |
| Instrument | 50509 |
| Name | FIRST NY FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 14, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 404 Kenmore Ave was $4,533 with a veteran's exemption, up 2.2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,533.00 (+2.21%) Veteran's exemption | ||
| 2025 | $4,435.00 | $125,000 Land $10,800 Building $114,200 | $192,300 Land $16,615 Building $175,685 |
| 2023 | $125,000 Land $10,800 Building $114,200 | $164,500 Land $14,213 Building $150,287 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Kenmore Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 404 Kenmore Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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