404 John K Dr, Auburn, MI 48611 Property Records

Bay County property record for 404 John K Dr, Auburn, MI 48611

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,000 sqft · built 1998
Lot Size0.298 acres (12,981 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (May 2019)
Tax Bill$5,754 (2022)
Deeds & MortgagesJul 2019 Loan Modification
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN150-P03-000-003-00

Property Details

APN / Parcel Number

Primary APN150-P03-000-003-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,000 sqft Living Area
1st Floor Area1,967 sqft
Basement Area1,769 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area12,981 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
Garage Area766 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address404 JOHN K DR
CityAUBURN
StateMI
Zip48611-9308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 PASHAK ESTATES SUBDIVISION, L10/P57 BCR
Legal SubdivisionPASHAK ESTATES SUBDIVISION
Legal Lot Number3
JurisdictionBAY MI
Township / Civil DivisionAUBURN
Census Block Group5
Census Block5006
Census Tract285600

Owner

404 John K Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Bay County records, as of May 18, 2026

Owner of Record2 Individual Names on File
Mailing Address404 JOHN K DR, AUBURN, MI 48611-9308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2019Loan Modification, Mortgage · Conventional Mortgage
LAKE MI CU
May 31, 2019Warranty Deed, Transfer · Conventional Mortgage
LAKE MI CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2019 · Amount on File
Deed SaleMay 31, 2019 · Amount on File
Prior SaleApr 20, 2016 · Amount on File
Deed Document Number20197846
Record UpdatedOct 29, 2026

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY MI
Property Address404 JOHN K DR, AUBURN, MI 48611-9308
Document Number0000010847
Instrument DateJul 17, 2019
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address404 JOHN K DR AUBURN MI 486119308, AUBURN, MI 48611-9308

Mortgage

Document Number0000010847
DateAug 6, 2019
Instrument10847
Lender
NameLAKE MI CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 5, 2034
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateMay 31, 2019
Property Address404 JOHN K DR, AUBURN, MI 48611-9308
Document Number0000007846
Instrument DateMay 31, 2019
Instrument7846
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,279.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11322 HARTWICK RD FREDERIC MI 497339630, FREDERIC, MI 49733-9630

Mortgage

Document Number7847
DateMay 31, 2019
Instrument7847
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 30, 2034

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityAuburn City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026Homeowner's exemption$171,200$342,400
2023$139,600$279,200
2022$5,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 John K Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 John K Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN
serves 2,087 people · EPA ID MI0000300
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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