404 John Irving Dr, Laredo, TX 78041 Property Records

Webb County property record for 404 John Irving Dr, Laredo, TX 78041

Property Summary

Property TypeSingle Family Home
Details2,218 sqft · built 2020
Lot Size0.139 acres (6,050 sqft)
Owner2 Individual Names on Record
Last Sale$447,678 (Mar 2023)
Tax Bill$1,938 (2025)
Deeds & MortgagesMar 2023 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN987-69007-130

Property Details

APN / Parcel Number

Primary APN987-69007-130
Alternative APN
  • 597154

Interior

Stories1 Story
Building Area2,218 sqft Living Area
Gross Area2,667 sqft
1st Floor Area2,218 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,050 sqft (0.139 acres)
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area205 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address404 JOHN IRVING DR
CityLAREDO
StateTX
Zip78041-6467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionD & J ALEXANDER, BLOCK 7, LOT 13, UNIT XXVII
Legal SubdivisionD & J ALEXANDER
Legal Block7
Legal Lot Number13
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group3
Census Block3000
Census Tract1602

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 JOHN IRVING DR, LAREDO, TX 78041-6467
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Vendor's Lien, Transfer · Conventional Mortgage
INTERNATIONAL BANK OF COMMERCE
Dec 28, 2020Vendor's Lien, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2023 · Amount on Record
Deed SaleMar 1, 2023 · Amount on Record
Prior SaleDec 28, 2020 · Amount on Record
Deed Document Number20231492997
Deed Book / Page5423 / 129
Prior Transfer DateDec 18, 2020
Prior Transfer Doc004927/473
Record UpdatedOct 29, 2026

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 1, 2023
Property Address404 JOHN IRVING DR, LAREDO, TX 78041-6467
Document Number005423/129
Book / Page5423 / 129
Map ReferenceVOL 35 PG 87-90
Instrument DateFeb 28, 2023
Instrument1492997
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 JOHN IRVING DR, LAREDO, TX 78041-6467

Mortgage

Document Number0001492998
DateMar 1, 2023
Instrument1492998
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMar 1, 2028
Change Frequency6 Months
Min Rate At Change6.25%
Max Rate At Change8.25%
IndexOther
Max Rate11.2%

December 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 28, 2020
Property Address404 JOHN IRVING DR, LAREDO, TX 78041-6467
Document Number004927/473
Book / Page4927 / 473
Map ReferenceVOL 35 PG 87-90
Instrument DateDec 18, 2020
Instrument1414165
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 JOHN IRVING DR, LAREDO, TX 78041-6467

Mortgage

Document Number0001414166
DateDec 28, 2020
Instrument1414166
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$381,223 (-0.47%) Land $94,199 Building $287,024$381,223 (-0.47%) Land $94,199 Building $287,024
2025$1,938.00 (-16.82%) Homeowner's exemption$383,029 (+13.42%) Land $94,199 Building $288,830$383,029 (+13.42%) Land $94,199 Building $288,830
2024$2,330.00 (+26.42%)
2023$337,700 Land $68,063 Building $269,637$337,700 Land $68,063 Building $269,637
2022$1,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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