404 Jessen Ln, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 404 Jessen Ln, Wando, SC 29492

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,041 sqft · built 2006
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on Record
Last Sale	$476,800 (May 2017)
Tax Bill	$11,869 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`271-00-02-102`

Property Details

APN / Parcel Number

Primary APN	`271-00-02-102`
Alternative APN	`271-00-02-056`

Interior

Stories	1 Story
Building Area	8,041 sqft Finished Area
Gross Area	8,201 sqft
1st Floor Area	6,825 sqft
2nd Floor Area	1,216 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	34,848 sqft (0.8 acres)
Porch	Slab
Porch Area	120 sqft

Location & Zoning

Street Address	404 JESSEN LN
City	CHARLESTON
State	SC
Zip	29492-7906
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	BERKELEY C
Legal Description	NEW TR B
Legal Subdivision	CAINHOY COMMERCIAL
Legal Tract	B
Legal Lot Number	B2B2
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1083
Census Tract	20404

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 20490, CHARLESTON, SC 29413-0490
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit GRANDSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Prior Sale	Sep 13, 2010 · Amount on Record
Deed Document Number	201716510
Deed Book / Page	2459 / 703
Prior Transfer Date	Sep 8, 2010
Prior Transfer Doc	8604/0040
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	404 JESSEN LN, WANDO, SC 29492-7906
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 WILLIMAN ST, CHARLESTON, SC 29403-3142

Mortgage

Document Number	05347/0735
Date	Oct 8, 2025
Book Page	5347/735
Instrument	2025034005

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	404 JESSEN LN, WANDO, SC 29492-7906
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04271/0217
Date	Jun 6, 2022
Book Page	4271/217
Instrument	2022022822

Lender

Name	GRANDSOUTH BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 5, 2029

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,350 (+1,566.67%) Land $225,883 Building $439,467	$1,325,500 (-0.75%) Land $450,000 Building $875,500
2025	$11,869.00 (-3.5%)	$39,921 (-) Land $13,750 Building $26,171	$1,335,500 (-) Land $460,000 Building $875,500
2024	$12,299.00 (+11.01%)	$39,921 (+15%) Land $13,750 Building $26,171	$1,335,500 (-2.53%) Land $460,000 Building $875,500
2022	$11,079.00	$34,714 Land $11,401 Building $23,313	$1,370,200 Land $450,000 Building $920,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 323 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	383 units insured incl. 60 condo units
Nearby Flood Claims	10 (1989–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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