404 Jefferson St, Diagonal, IA 50845 Property Records

Ringgold County property record for 404 Jefferson St, Diagonal, IA 50845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 2001
Lot Size	0.32 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Nov 2012)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0019131`

Property Details

APN / Parcel Number

Primary APN	`0019131`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Base Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,000 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	404 JEFFERSON ST
City	DIAGONAL
State	IA
Zip	50845-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 110' OF N 225' OF E HALF LOT 3 NW ADD
Legal Subdivision	NORTHWEST ADDITION
Legal Lot Number	3
Jurisdiction	RINGGOLD IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2207
Census Tract	950100

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 JEFFERSON ST, DIAGONAL, IA 50845-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Nov 6, 2009	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2012 · Amount on Record
Deed Sale	Nov 30, 2012 · Amount on Record
Prior Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	201200001483
Deed Book / Page	386 / 101
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jun 14, 2021
Property Address	404 JEFFERSON ST, DIAGONAL, IA 50845-1010
Document Number	000525/278
Book / Page	525 / 278
Instrument Date	Jun 4, 2021
Instrument	2021-00000926
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 JEFFERSON ST, DIAGONAL, IA 50845-1010

Mortgage

Document Number	000525/279
Date	Jun 14, 2021
Book Page	525/279
Instrument	2021-00000927

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

November 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Nov 6, 2009
Property Address	404 JEFFERSON ST, DIAGONAL, IA 50845-1010
Document Number	00339/0361
Book / Page	339 / 0361
Instrument Date	Oct 26, 2009
Instrument	2009- 00001292
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 JEFFERSON ST, DIAGONAL, IA 50845-1010

Mortgage

Document Number	00339/0363
Date	Nov 6, 2009
Book Page	339/0363
Instrument	2009- 00001293

Lender

Name	USDA
Type	Government Agency
Address	URBANDALE, IA 50322

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2039

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	5 Years

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Diagonal City
Unified School District	Diagonal Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00 (-15.19%) Homeowner's exemption	$172,230 (-5.43%) Land $5,610 Building $166,620	$172,230 (-5.43%) Land $5,610 Building $166,620
2024	$3,424.00 (+5.55%)
2023		$182,122 (+21.12%) Land $5,610 Building $176,512	$182,122 (+21.12%) Land $5,610 Building $176,512
2022	$3,244.00 Homeowner's exemption	$150,371 Land $5,610 Building $144,761
2021			$150,371 Land $5,610 Building $144,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAGONAL WATER DEPARTMENT serves 338 people · EPA ID IA8018040
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Feb 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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