404 Jefferson Ct, #PH4, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 404 Jefferson Ct, #PH4, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,673 sqft · built 1996
Lot Size	0.009 acres (374 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jul 2026)
Tax Bill	$13,357 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CEPH4`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CEPH4`
Alternative APN	`1300085000100002 CEPH4`

Interior

Building Area	1,673 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Lot Area	374 sqft (0.009 acres)

Location & Zoning

Street Address	PH4 JEFFERSON CT
City	EDGEWATER
State	NJ
Zip	07020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG 744
Legal Subdivision	INDEPENDENCE HBR PH I 02 03
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

404 Jefferson Ct, #PH4 is owned by two individuals who bought it in July 2026.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 JEFFERSON CT, PH4, EDGEWATER, NJ 07020-1650
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2023	Bargain and Sale Deed, Transfer
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Jul 5, 2023 · Amount on File
Deed Document Number	202647027
Deed Book / Page	5844 / 1578
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 10, 2026
Document Number	0000047027
Book / Page	5844 / 1578
Instrument Date	Jul 6, 2026
Instrument	202647027
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NORTH BERGEN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047028,
Date	Jul 10, 2026
Book Page	5844/1585
Instrument	202647028

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	404 JEFFERSON CT, EDGEWATER, NJ 07020-1650
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 JEFFERSON CT, EDGEWATER, NJ 07020-1650

Mortgage

Document Number	0050730748
Date	Sep 1, 2023
Book Page	5073/748
Instrument	2023057704

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 5, 2023
Property Address	404 JEFFERSON CT, EDGEWATER, NJ 07020-1650
Document Number	0050291333
Book / Page	5029 / 1333
Instrument Date	Jun 27, 2023
Instrument	2023043736
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount on Record
Tax	$8,473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 WESTOVER DR # 3087730877, 3087730877, SANFORD, NC 27330-8941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 JEFFERSON CT, EDGEWATER, NJ 07020-1650

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	404 JEFFERSON CT, EDGEWATER, NJ 07020-1650
Document Number	0034720976
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 JEFFERSON CT EDGEWATER NJ 070201650, EDGEWATER, NJ 07020-1650

Mortgage

Document Number	0034720976
Date	Jan 23, 2020
Book Page	003472/000976
Instrument	20006882

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 404 Jefferson Ct, #PH4 was $13,357, up 6.1% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$842,400 (+3.74%) Land $285,000 Building $557,400	$842,400 (+3.74%) Land $285,000 Building $557,400
2025	$13,357.00 (+6.08%)	$812,000 Land $275,000 Building $537,000	$812,000 Land $275,000 Building $537,000
2024	$12,592.00
2023		$772,900 (-0.44%) Land $260,000 Building $512,900	$772,900 (-0.44%) Land $260,000 Building $512,900
2022	$12,513.00 (-15.36%)	$776,300 Land $260,000 Building $516,300	$776,300 Land $260,000 Building $516,300
2021	$14,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Jefferson Ct, #PH4 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 Jefferson Ct, #PH4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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