404 Jefferson Ave, Lowden, IA 52255 Property Records

Cedar County property record for 404 Jefferson Ave, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,944 sqft · built 1898
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2022)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042008022060010`

Property Details

APN / Parcel Number

Primary APN	`042008022060010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Basement Area	900 sqft
Finished Basement	350 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	296 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 JEFFERSON AVE
City	LOWDEN
State	IA
Zip	52255-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T SHEARERS 2ND L1 BLK 1
Legal Subdivision	THOMAS SHEARERS SECOND ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3041
Census Tract	450100

Owner

Source: Cedar County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 JEFFERSON AVE, LOWDEN, IA 52255-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MARINE CU
Aug 16, 2017	Intrafamily Transfer, Transfer
Mar 27, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Jan 8, 2016 · Amount on Record
Deed Document Number	20223278
Deed Book / Page	1670 / 1
Last Transfer Date	Oct 12, 2022
Transfer Doc	001673/138
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Oct 31, 2022
Property Address	404 JEFFERSON AVE, LOWDEN, IA 52255-9606
Document Number	001673/138
Book / Page	1673 / 138
Instrument Date	Oct 12, 2022
Instrument	2022 3557
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 JEFFERSON AVE, LOWDEN, IA 52255-9606

Mortgage

Document Number	001673/139
Date	Oct 31, 2022
Book Page	1673/139
Instrument	2022 3558

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2042

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Aug 16, 2017
Property Address	404 JEFFERSON AVE, LOWDEN, IA 52255-9606
Document Number	001377/255
Book / Page	1377 / 255
Instrument Date	Aug 9, 2017
Instrument	2017 2598
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 JEFFERSON AVE, LOWDEN, IA 52255-9606

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Mar 27, 2017
Property Address	404 JEFFERSON AVE, LOWDEN, IA 52255-9606
Document Number	001355/296
Book / Page	1355 / 296
Instrument Date	Mar 22, 2017
Instrument	2017 0828
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 JEFFERSON AVE, LOWDEN, IA 52255-9606

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00	$169,640 (+17.86%) Land $15,610 Building $154,030	$169,640 (+17.86%) Land $15,610 Building $154,030
2024	$2,468.00 (+21.46%)
2023		$143,930 (+26.92%) Land $15,610 Building $128,320	$143,930 (+26.92%) Land $15,610 Building $128,320
2022	$2,032.00	$113,400 Land $12,140 Building $101,260
2021			$113,400 Land $12,140 Building $101,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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