404 Jackson St, Genoa, IL 60135 Property Records

DeKalb County property record for 404 Jackson St, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,054 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,500 (Apr 2021)
Tax Bill	$7,372 (2024)
Deeds & Mortgages	Apr 2021 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-19-383-035`

Property Details

APN / Parcel Number

Primary APN	`03-19-383-035`

Exterior

Lot Area	13,054 sqft (0.3 acres)
Lot Dimensions	120 ft deep x 108 ft wide

Location & Zoning

Account Number	0319383035
Street Address	404 JACKSON ST
City	GENOA
State	IL
Zip	60135-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 1 & 2 - BLK 3 - GENOA (ORIGINAL TOWN - PLAT A)
Legal Subdivision	GENOA (ORIGINAL TOWN
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1027
Census Tract	100

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 JACKSON ST, GENOA, IL 60135-1140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 23, 2020	Deed of Trust, Mortgage · Conventional with PMI HEARTLAND BK
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	20214304
Prior Transfer Date	Aug 29, 2005
Prior Transfer Doc	0000020113
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 5, 2021
Property Address	404 JACKSON ST, GENOA, IL 60135-1140
Document Number	0000004304
Map Reference	MB A PG 88
Instrument Date	Mar 31, 2021
Instrument	2021004304
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$446.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 JACKSON ST, GENOA, IL 60135-1140

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	404 JACKSON ST, GENOA, IL 60135-1140
Document Number	0000009807
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 JACKSON ST GENOA IL 601351140, GENOA, IL 60135-1140

Mortgage

Document Number	0000009807
Date	Sep 23, 2020
Instrument	9807

Lender

Name	HEARTLAND BK
Type	Bank
Address	401 N KERSHEY RD, BLOOMINGTON, IL 61704

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 28, 2018
Property Address	404 JACKSON ST, GENOA, IL 60135-1140
Document Number	0000009100
Instrument Date	Sep 27, 2018
Instrument	9100
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 JACKSON ST GENOA IL 601351140, GENOA, IL 60135-1140

Mortgage

Document Number	9101
Date	Sep 28, 2018
Instrument	9101

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,675 (+21.92%) Land $12,784 Building $87,891	$302,025 (+21.92%) Land $38,352 Building $263,673
2024	$7,372.00
2023		$82,573 Land $10,940 Building $71,633	$247,719 Land $32,820 Building $214,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
DNA Communications DSL	150 / 40

May also be available: Fox Valley Internet.

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