Citrus County property record for 404 Iris Ln, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1988 |
| Lot Size | 0.313 acres (13,634 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,000 (Jun 2005) |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02710-0930 |
| Primary APN | 20E-19S-21-0020-02710-0930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 1,548 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 13,634 sqft (0.313 acres) |
| Lot Dimensions | 170 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 481 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 381 sqft |
| Patio Area | 240 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1783399 |
|---|---|
| Street Address | 404 IRIS LN |
| City | INVERNESS |
| State | FL |
| Zip | 34452-5716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 93 & 94 BLK 271 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 271 |
| Legal Lot Number | 93,94 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 451400 |
Source: Citrus County records, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 IRIS LN, INVERNESS, FL 34452-5716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Oct 26, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2005 · Amount on Record |
| Deed Sale | Jun 1, 2005 · Amount on Record |
| Prior Sale | May 1, 2005 · Amount on Record |
| Deed Document Number | 200547308 |
| Deed Book / Page | 1861 / 2058 |
| Prior Transfer Date | May 13, 2005 |
| Prior Transfer Doc | 0000047307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 404 IRIS LN, INVERNESS, FL 34452-5716 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 404 IRIS LN, INVERNESS, FL 34452-5716 |
| Document Number | 0032221744 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 3222/1744 |
| Instrument | 2021076737 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 404 IRIS LN, INVERNESS, FL 34452-5716 |
| Document Number | 0029362172 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 IRIS LN #34452 INVERNESS FL 344525716, 34452, INVERNESS, FL 34452-5716 |
| Document Number | 0029362172 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 002936/002172 |
| Instrument | 55246 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 31, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $987.00 (+8.7%) Homeowner's exemption | $93,804 (-59.79%) | $225,141 (-3.5%) Land $7,760 Building $217,381 |
| 2024 | $908.00 (+3.53%) Homeowner's exemption Additional exemption filed | $233,302 (+10.37%) Land $7,120 Building $226,182 | $233,302 (+10.37%) Land $7,120 Building $226,182 |
| 2023 | $877.00 (+6.82%) Homeowner's exemption Additional exemption filed | $211,388 (+11.36%) Land $6,400 Building $204,988 | $211,388 (+11.36%) Land $6,400 Building $204,988 |
| 2022 | $821.00 Homeowner's exemption Additional exemption filed | $189,818 Land $5,520 Building $184,298 | $189,818 Land $5,520 Building $184,298 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1978–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
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