Grays Harbor County property record for 404 I St, Cosmopolis, WA 98537
| Property Type | Single Family Home |
|---|---|
| Details | 1,644 sqft · built 1897 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $98,000 (Jul 2006) |
| Tax Bill | $2,022 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2025 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 034006000100 |
| Primary APN | 034006000100 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,644 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Architectural Style | Multi-Level |
| Roof Material | Composition Shingle |
| Lot Area | 8,640 sqft (0.198 acres) |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 300 sqft |
| Patio Area | 120 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 404 I ST |
|---|---|
| City | COSMOPOLIS |
| State | WA |
| Zip | 98537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R NIMS LOTS 1-3 INC BLK 60 |
| Legal Range | 14 |
| Legal Township | 09 |
| Legal Section | 17 |
| Legal Subdivision | R NIMS |
| Legal Block | 60 |
| Legal Lot Number | 1-3 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ABERDEEN-HOQUIAM |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 900 |
Source: Grays Harbor County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 852, COSMOPOLIS, WA 98537-0852 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY |
| May 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 17, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2006 · Amount on Record |
| Deed Sale | Jul 7, 2006 · Amount on Record |
| Deed Document Number | 200687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jun 5, 2026 |
| Property Address | 404 I ST, COSMOPOLIS, WA 98537 |
| Document Number | 0000000023 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GRAYS HARBOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000023, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202623 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 404 I ST, COSMOPOLIS, WA 98537 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 I ST, COSMOPOLIS, WA 98537 |
| Document Number | 0005190029 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025-05190029 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Oct 17, 2022 |
| Property Address | 404 I ST, COSMOPOLIS, WA 98537 |
| Document Number | 0010170028 |
| Map Reference | VOL 1 PG 61 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022-10170028 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 12, WESTPORT, WA 98595-0012 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 852, COSMOPOLIS, WA 98537-0852 |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Municipality | Cosmopolis City |
| Unified School District | Cosmopolis School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,022.00 (-0.69%) | $194,842 (-) Land $29,279 Building $165,563 | $194,842 (-) Land $29,279 Building $165,563 |
| 2024 | $2,036.00 | $194,842 Land $29,279 Building $165,563 | $194,842 Land $29,279 Building $165,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COSMOPOLIS WATER DEPARTMENT serves 1,812 people · EPA ID WA5315050 |
|---|---|
| Water Source | Purchased surface water from CITY OF ABERDEEN |
| Last State Inspection | Dec 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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