Burke County property record for 404 Huffman St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,623 sqft · built 1930 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $260,081 (Sep 2026) |
| Tax Bill | $1,333 (2026) |
| Deeds & Mortgages | Sep 2026 Foreclosure Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704507424 |
| Primary APN | 2704507424 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 182 sqft |
| Patio Area | 406 sqft |
| Shed | 1 Shed |
| Shed Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 HUFFMAN ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 404 HUFFMAN ST MORGANTON, NC 28655 |
| Legal Subdivision | LOAN SURVEY FOR STUART ROSS |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20600 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 25279, RALEIGH, NC 27611-5279 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 14, 2026 | Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Oct 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on Record |
| Deed Sale | Sep 14, 2026 · Amount on Record |
| Prior Sale | Oct 18, 2023 · Amount on Record |
| Deed Document Number | 202626008723 |
| Deed Book / Page | 2896 / 919 |
| Prior Transfer Date | Sep 9, 2026 |
| Prior Transfer Doc | 0026008723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 14, 2026 |
| Property Address | 404 HUFFMAN ST, MORGANTON, NC 28655-2926 |
| Document Number | 0026008723 |
| Book / Page | 2896 / 919 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202626008723 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $52,536.16 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 18, 2023 |
| Property Address | 404 HUFFMAN ST, MORGANTON, NC 28655-2926 |
| Document Number | 0027110625 |
| Book / Page | 2711 / 625 |
| Map Reference | MB T-4 PG 600 |
| Instrument Date | Oct 1, 2023 |
| Instrument | 2023009669 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 HUFFMAN ST, MORGANTON, NC 28655-2926 |
| Document Number | 2023009670 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023009670 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Adjustable | Adjustable Rate Rider |
|---|---|
| Min Rate At Change | 5.02% |
| Max Rate At Change | 9.02% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Dec 9, 2020 |
| Property Address | 404 HUFFMAN ST, MORGANTON, NC 28655-2926 |
| Document Number | 0025060247 |
| Book / Page | 2506 / 247 |
| Map Reference | MB T-4 PG 600 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 2020047937 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 HUFFMAN ST, MORGANTON, NC 28655-2926 |
| Document Number | 2020047938 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2020047938 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 404 HUFFMAN ST, MORGANTON, NC 28655-2926 |
| Document Number | 0023970064 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Address | 404 HUFFMAN ST MORGANTON NC 286552926, MORGANTON, NC 28655-2926 |
| Document Number | 0023970064 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 002397/000064 |
| Instrument | 26547 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 8, 2034 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,333.00 (+0.38%) | $221,949 (-) Land $11,025 Building $210,924 | $221,949 (-) Land $11,025 Building $210,924 |
| 2025 | $1,328.00 (-0.15%) | $221,949 (-) Land $11,025 Building $210,924 | $221,949 (-) Land $11,025 Building $210,924 |
| 2023 | $1,330.00 | $221,949 Land $11,025 Building $210,924 | $221,949 Land $11,025 Building $210,924 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2004 · Tropical Storm Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compas X-Stream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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