Modoc County property record for 404 High St, Cedarville, CA 96104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,468 sqft · built 1900 |
| Lot Size | 0.444 acres (19,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,000 (Sep 2020) |
| Tax Bill | $2,177 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-201-021-000 |
| Primary APN | 027-201-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Lot Area | 19,329 sqft (0.444 acres) |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 027-201-21-11 |
|---|---|
| Street Address | 404 HIGH ST |
| City | CEDARVILLE |
| State | CA |
| Zip | 96104-1056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L.5,6 &PTN.4,BL.M; ORIGINAL |
| Legal Subdivision | CEDARVILLE |
| Legal Lot Number | 4-6 |
| Jurisdiction | MODOC CA |
| Township / Civil Division | SURPRISE VALLEY |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 400 |
404 High St is owned and occupied by two individuals who bought it in September 2020.
Source: Modoc County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 242, CEDARVILLE, CA 96104-0242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Sep 4, 2020 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LINDSEY A GRECO |
| Nov 19, 2018 | Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2020 · Amount on File |
| Deed Sale | Sep 4, 2020 · Amount on File |
| Prior Sale | Nov 19, 2018 · Amount on File |
| Deed Document Number | 20202314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MODOC CA |
| Property Address | 404 HIGH ST, CEDARVILLE, CA 96104-1056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 404 HIGH ST, CEDARVILLE, CA 96104-1056 |
| Document Number | 0000002166 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 20210002166 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MODOC CA |
| Recording Date | Sep 4, 2020 |
| Property Address | 404 HIGH ST, CEDARVILLE, CA 96104-1056 |
| Document Number | 0000002314 |
| Map Reference | MB 1 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 20200002314 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 242, CEDARVILLE, CA 96104-0242 |
| Document Number | 0000002315 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 20200002315 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Number | 0000002318 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 20200002318 |
| Name | PHOENIX M GRECO |
|---|---|
| Type | Private Party |
| Address | PO BOX 580, CEDARVILLE, CA 96104 |
| Amount | Amount on Record |
|---|---|
| Term | 25 Months |
| Due | Oct 6, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MODOC CA |
| Property Address | 404 HIGH ST, CEDARVILLE, CA 96104-1056 |
| Document Number | 0000002318 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 242 CEDARVILLE CA 961040242, CEDARVILLE, CA 96104-0242 |
| Document Number | 0000002318 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2318 |
| Name | LINDSEY A GRECO |
|---|---|
| Address | PO BOX 580, CEDARVILLE, CA 96104-0580 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Sep 7, 2022 |
| Rate | 3% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MODOC CA |
| Recording Date | Nov 19, 2018 |
| Property Address | 404 HIGH ST, CEDARVILLE, CA 96104-1056 |
| Document Number | 0000002807 |
| Map Reference | MB1 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 2018-0002807 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2021 |
| Title Company | MODOC COUNTY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 404 HIGH ST, CEDARVILLE, CA 96104-1056 |
| Document Number | 0000002808 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018-0002808 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 404 High St was $2,177 with a homeowner's exemption.
Source: Modoc County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Modoc County |
| Unified School District | Surprise Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $195,917 (-) Land $22,080 Building $173,837 | |
| 2025 | $2,177.00 Homeowner's exemption | $195,917 Land $22,080 Building $173,837 |
| 2023 | $2,101.00 (+1.79%) Homeowner's exemption | $188,312 Land $21,224 Building $167,088 |
| 2022 | $2,064.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 404 High St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 High St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARVILLE COUNTY WATER DIST. serves 600 people · EPA ID CA2510002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
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