404 High St, #408, Athol, NY 12810 Property Records

Warren County and Thurman Town property record for 404 High St, #408, Athol, NY 12810

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,312 sqft · built 1850
Lot Size	65.7 acres (2,863,199 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,025 (2025)
Deeds & Mortgages	Feb 2021 Refinance Nov 2018 Mortgage
APN	`523800 209.-1-46`

Property Details

APN / Parcel Number

Primary APN	`523800 209.-1-46`
Alternative APN	`380020900000010460000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,312 sqft Total Area
1st Floor Area	1,232 sqft
2nd Floor Area	1,080 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,863,199 sqft (65.7 acres)
Lot Width	1,320 ft Width
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	592 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	404 HIGH ST, 408
City	ATHOL
State	NY
Zip	12810-2502
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	42.7/1.3
Legal Description	FARM R3 39.-1-8
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	WARREN NY
Township / Civil Division	THURMAN
Census Block Group	1
Census Block	1036
Census Tract	73500

Owner

Source: Warren County and Thurman Town records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	404 HIGH ST, ATHOL, NY 12810-2502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage GLENS FALLS NAT'L BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2009
Transfer Doc	0038560000000109
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	404 HIGH ST # 408, 408, ATHOL, NY 12810-2502
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063000131
Date	Feb 23, 2021
Book Page	6300/131
Instrument	2021-1632

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	404 HIGH ST # 408, 408, ATHOL, NY 12810-2502
Document Number	0000008029
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HIGH ST ATHOL NY 128102502, ATHOL, NY 12810-2502

Mortgage

Document Number	0000008029
Date	Dec 7, 2018
Book Page	005859/000076
Instrument	8029

Lender

Name	GLENS FALLS NAT'L BK & TR CO
Type	Credit Union
Address	GLENS FALLS, NY 12801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Warren County and Thurman Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Thurman Town
Unified School District	Warrensburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,025.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$278,000 (-) Land $73,900 Building $204,100	$443,169 (+14.57%) Land $117,806 Building $325,363
2024		$278,000 (-) Land $73,900 Building $204,100	$386,810 (+2.21%) Land $102,825 Building $283,985
2023		$278,000 Land $73,900 Building $204,100	$378,437 Land $100,599 Building $277,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1981–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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