404 High Pointe Ln, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 404 High Pointe Ln, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 2019
Lot Size	0.018 acres (770 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Oct 2025)
Tax Bill	$8,583 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35 02201-0000-00027-01-C404`

Property Details

APN / Parcel Number

Primary APN	`35 02201-0000-00027-01-C404`
Alternative APN	`35-02201-0000-00027-01-C0404`

Interior

Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Lot Area	770 sqft (0.018 acres)

Location & Zoning

Old Parcel Number	350220100000002701C404
Street Address	404 HIGH POINTE LN
City	NEPTUNE
State	NJ
Zip	07753-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	HIGH POINTE LANE
Legal Block	2201
Legal Lot Number	27.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	1
Census Block	1001
Census Tract	807800

Owner

404 High Pointe Ln is owned and occupied by two individuals who bought it in October 2025.

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 HIGH POINTE LN, NEPTUNE, NJ 07753-2765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Prior Sale	Jun 14, 2019 · Amount on File
Deed Document Number	202581619
Deed Book / Page	9760 / 6919
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 14, 2025
Property Address	404 HIGH POINTE LN, NEPTUNE, NJ 07753-2765
Document Number	0097606919
Book / Page	9760 / 6919
Instrument Date	Oct 2, 2025
Instrument	2025081619
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 STATE ROUTE 35A, OCEAN, NJ 07712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HIGH POINTE LN, NEPTUNE, NJ 07753-2765

Mortgage

Document Number	2025081620
Date	Oct 14, 2025
Instrument	2025081620

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,000 (+6.68%) Land $289,000 Building $276,000	$565,000 (+6.68%) Land $289,000 Building $276,000
2025		$529,600 Land $255,500 Building $274,100	$529,600 Land $255,500 Building $274,100
2024	$8,583.00
2023		$440,500 Land $172,200 Building $268,300	$440,500 Land $172,200 Building $268,300
2022	$7,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 High Pointe Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 High Pointe Ln is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20