404 Hedgewood Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 404 Hedgewood Dr, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1980
Lot Size	0.305 acres (13,320 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Aug 2020)
Tax Bill	$740 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126C B 005`

Property Details

APN / Parcel Number

Primary APN	`126C B 005`
Alternative APN	`0000048780`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,320 sqft (0.305 acres)
Lot Dimensions	200 ft deep x 66.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000048780
Street Address	404 HEDGEWOOD DR
City	CHATTANOOGA
State	TN
Zip	37405-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PT LTS 4 5 W S MOTLEY PB 8 PG 50
Legal Subdivision	WS MOTLEYS
Legal Lot Number	4,5 5
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

404 Hedgewood Dr is owned and occupied by an individual who bought it in August 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	404 HEDGEWOOD DR, CHATTANOOGA, TN 37405-4604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BK
Nov 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Nov 10, 2017	Quit Claim Deed, Transfer TITLE GUARANTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Nov 10, 2017 · Amount on File
Deed Document Number	2020082600196
Deed Book / Page	12128 / 563
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 26, 2020
Property Address	404 HEDGEWOOD DR, CHATTANOOGA, TN 37405-4604
Document Number	0826000196
Book / Page	012128 / 000563
Instrument Date	Aug 24, 2020
Instrument	200826000196
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HEDGEWOOD DR CHATTANOOGA TN 374054604, CHATTANOOGA, TN 37405-4604

Mortgage

Document Number	826000197
Date	Aug 26, 2020
Book Page	012128/000565
Instrument	200826000197

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	404 HEDGEWOOD DR, CHATTANOOGA, TN 37405-4604
Document Number	0828000149
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 HEDGEWOOD DR CHATTANOOGA TN 374054604, CHATTANOOGA, TN 37405-4604

Mortgage

Document Number	0828000149
Date	Aug 28, 2018
Book Page	011438/000224
Instrument	180828000149

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2033

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	404 HEDGEWOOD DR, CHATTANOOGA, TN 37405-4604
Document Number	0000000092
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HEDGEWOOD DR CHATTANOOGA TN 374054604, CHATTANOOGA, TN 37405-4604

Mortgage

Document Number	0000000092
Date	Jan 24, 2018
Book Page	011255/000253
Instrument	92

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	93,
Date	Jan 24, 2018
Book Page	011352/000234
Instrument	93

Lender

Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 10, 2017
Property Address	404 HEDGEWOOD DR, CHATTANOOGA, TN 37405-4604
Document Number	0000000070
Book / Page	011201 / 000250
Instrument Date	Nov 9, 2017
Instrument	70
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$277.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 HEDGEWOOD DR CHATTANOOGA TN 374054604, CHATTANOOGA, TN 37405-4604

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 10, 2017
Property Address	404 HEDGEWOOD DR, CHATTANOOGA, TN 37405-4604
Document Number	0000000069
Book / Page	011201 / 000247
Instrument Date	Nov 2, 2017
Instrument	69
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HEDGEWOOD DR CHATTANOOGA TN 374054604, CHATTANOOGA, TN 37405-4604

Tax Assessment & Valuation

The 2025 property tax bill for 404 Hedgewood Dr was $740, up 1.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$740.00 (+1.65%)	$48,850 (+49.96%)	$195,400 (+49.96%) Land $70,000 Building $125,400
2024	$728.00 (-45.75%)	$32,575 (-)	$130,300 (-) Land $40,000 Building $90,300
2023	$1,342.00 (+19.08%)	$32,575 (-)	$130,300 (-) Land $40,000 Building $90,300
2022	$1,127.00	$32,575	$130,300 Land $40,000 Building $90,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Hedgewood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Hedgewood Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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