Monmouth County and Middletown Township property record for 404 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,626 sqft · built 1958 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Apr 2026) |
| Tax Bill | $8,862 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00583-0000-00012 |
| Primary APN | 32-00583-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| Upper Floors Area | 540 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Account Number | 6315 |
|---|---|
| Street Address | 404 HARMONY RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Description | ALSO LOTS 13-19 NIT 1A |
| Legal Subdivision | HARMONY ESTATES |
| Legal Block | 583 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 800701 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 16, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage FEDERAL SAVINGS BANK |
| Apr 16, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | May 11, 1993 |
| Deed Document Number | 202631931 |
| Deed Book / Page | 9789 / 5076 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 404 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Document Number | 0000031931 |
| Book / Page | 9789 / 5076 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2026.31931 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | MARYLAND TAG SERVICES, MARTIN LAND SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,570.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 404 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Document Number | 0000031932, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026..31932 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 404 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Document Number | 0097895076 |
| Book / Page | 9789 / 5076 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 202631931 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | MARTIN AND LOIACONO LAND SERVICES, MARTIN LAND SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,570.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 404 HARMONY RD, MIDDLETOWN, NJ 07748-1129 |
| Document Number | 0000031932, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202631932 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,200 (+9.31%) Land $434,000 Building $166,200 | $600,200 (+9.31%) Land $434,000 Building $166,200 | |
| 2025 | $8,862.00 (+24.31%) Senior Citizen's exemption | $549,100 (+41.34%) Land $384,500 Building $164,600 | $549,100 (+41.34%) Land $384,500 Building $164,600 |
| 2024 | $7,129.00 (+18.68%) | ||
| 2023 | $388,500 Land $259,200 Building $129,300 | $388,500 Land $259,200 Building $129,300 | |
| 2022 | $6,007.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1985–2026) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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