404 Hamburg St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 404 Hamburg St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1949
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual on Record
Last Sale	$120,000 (Nov 2020)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-21-05-280-02`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-21-05-280-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft
Basement Area	720 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	16.5 ft deep x 6.6 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	60 sqft
Patio Area	30 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	404 HAMBURG ST
City	RIPON
State	WI
Zip	54971-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E NEWTON'S RESURVEY THE N 86.5' OF LOT 28 LOC IN NE 1/4 NW 1/4
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	28
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	5
Census Block	5002
Census Tract	41600

Owner

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	404 HAMBURG ST, RIPON, WI 54971-1153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 23, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORICON BANK
May 2, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) OLD NATIONAL BANK
Aug 11, 2017	Deed of Trust, Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Document Number	20201141017
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	404 HAMBURG ST, RIPON, WI 54971-1153
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	GUARANTY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1144784
Date	Jan 29, 2021
Instrument	1144784

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 23, 2020
Property Address	404 HAMBURG ST, RIPON, WI 54971-1153
Document Number	0001141017
Instrument Date	Nov 20, 2020
Instrument	1141017
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HAMBURG ST, RIPON, WI 54971-1153

Mortgage

Document Number	0001141018
Date	Nov 23, 2020
Instrument	1141018

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	404 HAMBURG ST, RIPON, WI 54971-1153
Transaction Type	Mortgage
Record Updated	Feb 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1124859
Date	Jan 29, 2020
Instrument	1124859

Lender

Name	HORICON BANK
Type	Bank
Address	HORICON, WI 53032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	404 HAMBURG ST, RIPON, WI 54971-1153
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	ISGN FULFILLMENT SERVICE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1112356
Date	May 2, 2019
Instrument	1112356

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2029

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	404 HAMBURG ST, RIPON, WI 54971-1153
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1088063
Date	Aug 11, 2017
Instrument	1088063

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	Ripon, WI 54971

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,982.00 (+24.3%)	$108,400 (-) Land $21,000 Building $87,400	$167,190 (+31.28%) Land $32,389 Building $134,801
2023	$2,399.00	$108,400 Land $21,000 Building $87,400	$127,349 Land $24,671 Building $102,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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