404 Hall Ave, Lowden, IA 52255 Property Records

Cedar County property record for 404 Hall Ave, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,648 sqft · built 1951
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Aug 2026)
Tax Bill	$1,484 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042008022110010`

Property Details

APN / Parcel Number

Primary APN	`042008022110010`
Alternative APN	`42004200802211001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Attic	Attic
Attic Area	568 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 HALL AVE
City	LOWDEN
State	IA
Zip	52255-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUG MEYERS S 60' OF N 74.7' BLK 7
Legal Subdivision	AUG MEYERS ADD
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 HALL AVE, LOWDEN, IA 52255-9625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Deed Document Number	20262395
Deed Book / Page	1833 / 65
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Aug 12, 2026
Property Address	404 HALL AVE, LOWDEN, IA 52255-9625
Document Number	0000002395
Book / Page	1833 / 65
Instrument Date	Aug 10, 2026
Instrument	20262395
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HALL AVE, LOWDEN, IA 52255-9625

Mortgage

Document Number	0000002396,
Date	Aug 12, 2026
Instrument	20262396

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	404 HALL AVE, LOWDEN, IA 52255-9625
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1351/218
Date	Feb 16, 2017
Book Page	1351/218
Instrument	2017 0451

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	WEST BRANCH, IA 52358

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,484.00 Homeowner's exemption	$110,150 (-) Land $13,770 Building $96,380	$110,150 (-) Land $13,770 Building $96,380
2025	$1,484.00 (+3.06%) Homeowner's exemption	$110,150 (+16.77%) Land $13,770 Building $96,380	$110,150 (+16.77%) Land $13,770 Building $96,380
2024	$1,440.00 (+19.8%)
2023		$94,330 (+24.09%) Land $13,770 Building $80,560	$94,330 (+24.09%) Land $13,770 Building $80,560
2022	$1,202.00 Homeowner's exemption	$76,020 Land $10,710 Building $65,310
2021			$76,020 Land $10,710 Building $65,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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