404 Hackberry Dr, Decatur, IL 62521 Property Records

Macon County property record for 404 Hackberry Dr, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Aug 2022)
Tax Bill	$5,367 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-26-403-002`

Property Details

APN / Parcel Number

Primary APN	`04-12-26-403-002`
Alternative APN	`12-26-403-002`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Account Number	041226403002
Street Address	404 HACKBERRY DR
City	DECATUR
State	IL
Zip	62521-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0020 B 00 SOUTH SHORES 21ST ADDITION IRREG
Legal Subdivision	CONTRACT FOR DEED
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1013
Census Tract	1300

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 HACKBERRY DR, DECATUR, IL 62521-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage HUD
Aug 10, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
May 1, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	20221999875
Deed Book / Page	4910 / 266
Last Transfer Date	Jul 17, 2024
Transfer Doc	2024R005931
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	404 HACKBERRY DR, DECATUR, IL 62521-5502
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004952/191
Date	May 23, 2023
Book Page	4952/191
Instrument	2011072

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Aug 10, 2022
Property Address	404 HACKBERRY DR, DECATUR, IL 62521-5502
Document Number	004910/266
Book / Page	4910 / 266
Map Reference	BK 1405 PG 34
Instrument Date	Oct 25, 2021
Instrument	1999875
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19998764910267
Date	Aug 10, 2022
Instrument	19998764910267

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.63%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	404 HACKBERRY DR, DECATUR, IL 62521-5502
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4814/999
Date	Apr 14, 2021
Book Page	4814/999
Instrument	1977102

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 31, 2019
Property Address	404 HACKBERRY DR, DECATUR, IL 62521-5502
Document Number	4677/435
Book / Page	4677 / 435
Map Reference	PB 1405 PG 34
Instrument Date	May 30, 2019
Instrument	1946372
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HACKBERRY DR, DECATUR, IL 62521-5502

Mortgage

Document Number	1946373
Date	May 31, 2019
Instrument	1946373

Lender

Name	DRAPER & KRAMER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.38%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	May 1, 2018
Property Address	404 HACKBERRY DR, DECATUR, IL 62521-5502
Document Number	4618/891
Book / Page	4618 / 891
Map Reference	PB 1405 PG 34
Instrument Date	May 1, 2018
Instrument	1932636
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,367.00	$57,513 Land $8,723 Building $48,790	$172,557 Land $26,172 Building $146,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Shawnee Communications.

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