404 Grove St, Salisbury, NC 28144 Property Records

Rowan County property record for 404 Grove St, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,478 sqft · built 1948
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Oct 2021)
Tax Bill$2,032 (2026)
Deeds & MortgagesJun 2026 Mortgage
Jul 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN002 171

Property Details

APN / Parcel Number

Primary APN002 171
Alternative APN
  • 6301563

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,478 sqft
Basement Area473 sqft
Unfinished Basement473 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions14.5 ft deep x 7.5 ft wide
PorchPorch
Porch Area321 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address404 GROVE ST
CitySALISBURY
StateNC
Zip28144-3230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL21 & PTL20
Legal SubdivisionFAIR VIEW
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2007
Census Tract50500

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address125 SPRING VALLEY RD, INMAN, SC 29349-8107
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed, Transfer · Conventional Mortgage
CHAMPIONS FUNDING LLC
Jul 18, 2022Quit Claim Deed, Transfer · Conventional Mortgage
ANGEL OAK HOME LOANS LLC
Oct 7, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
TINA DANIELS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2021 · Amount on Record
Deed SaleOct 7, 2021 · Amount on Record
Prior SaleDec 10, 2009 · Amount on Record
Deed Book / Page1385 / 903
Last Transfer DateJul 15, 2022
Transfer Doc0014060244
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionROWAN NC
Recording DateJun 17, 2026
Property Address404 GROVE ST, SALISBURY, NC 28144-3230
Document Number1485000413
Book / Page1485 / 413
Instrument DateJun 17, 2025
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 SPRING VALLEY RD, INMAN, SC 29349-8107

Mortgage

Document Number1485000414,
DateJun 17, 2026
Book Page1485/414
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWAN NC
Recording DateJul 18, 2022
Property Address404 GROVE ST, SALISBURY, NC 28144-3230
Document Number0014060244
Book / Page1406 / 244
Map ReferencePG 28
Instrument DateJul 15, 2022
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address125 SPRING VALLEY RD, 125, INMAN, SC 29349-8107

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 SPRING VALLEY RD, INMAN, SC 29349-8107

Mortgage

Document Number0001406245
DateJul 18, 2022
Instrument1406/245
Lender
NameANGEL OAK HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateOct 7, 2021
Property Address404 GROVE ST, SALISBURY, NC 28144-3230
Document Number0013850903
Book / Page1385 / 903
Map ReferencePG 28
Instrument DateOct 7, 2021
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 RED HILL LN, LANDRUM, SC 29356-9716
InvestorPossibly a Property Investor

Mortgage

Document Number0001385904
DateOct 7, 2021
Instrument1385/904
Lender
NameTINA DANIELS
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term13 Months
DueNov 1, 2022

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,032.00$169,972 (-) Land $26,250 Building $143,722$169,972 (-) Land $26,250 Building $143,722
2025$2,032.00$169,972 (-) Land $26,250 Building $143,722
2023$2,032.00$169,972 Land $26,250 Building $143,722$169,972 Land $26,250 Building $143,722

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1981–1985)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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