404 Golden Lake Loop, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 404 Golden Lake Loop, Saint Augustine, FL 32084

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,473 sqft · built 2008
Owner	2 Individual Names on Record
Last Sale	$207,000 (Feb 2026)
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`086944-2706`

Property Details

APN / Parcel Number

Primary APN	`086944-2706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,473 sqft Living Area
1st Floor Area	1,473 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008

Location & Zoning

Street Address	404 GOLDEN LAKE LOOP
City	SAINT AUGUSTINE
State	FL
Zip	32084-5857
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOFTS AT SEBASTIAN COVE CONDO PH 27 (OR3039/1470 & 3059/828) UNIT 27-6 OR6307/1846
Legal Range	29E
Legal Township	07S
Legal Section	04
Legal Subdivision	LOFTS AT SEBASTIAN COVE
Legal Phase	27
Legal Block	1
Legal Lot Number	6
Legal Unit	27
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1032
Census Tract	20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1864 69TH AVE S, SAINT PETERSBURG, FL 33712-5925
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Nov 25, 2008 · Amount on Record
Deed Document Number	202613767
Deed Book / Page	6307 / 1846
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 19, 2026
Property Address	404 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5857
Document Number	0063071846
Book / Page	6307 / 1846
Map Reference	MB 3039 PG 1470
Instrument Date	Feb 13, 2026
Instrument	2026013767
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 SE 22ND ST, OCALA, FL 34471-5315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 69TH AVE S, SAINT PETERSBURG, FL 33712-5925

Mortgage

Document Number	0063071848
Date	Feb 19, 2026
Instrument	6307/1848

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	404 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5857
Document Number	0045250126
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GOLDEN LAKE LOOP ST AUGUSTINE FL 320845857, ST AUGUSTINE, FL 32084-5857

Mortgage

Document Number	0045250126
Date	Apr 3, 2018
Book Page	004525/000126
Instrument	21748

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 2, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,000 (-) Building $218,000	$218,000 (-) Building $218,000
2025	$2,948.00 (-4.35%)	$218,000 (-10.87%)	$218,000 (-10.87%)
2024	$3,082.00 (+240.93%)	$244,600 (+121.65%)	$244,600 (-4.01%)
2023	$904.00 (+3.79%) Homeowner's exemption	$110,353 (+3%)	$254,820 (+37.74%)
2022	$871.00 Homeowner's exemption	$107,139	$185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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