404 Gloria Ct, Florence, SC 29501 Property Records

Florence County property record for 404 Gloria Ct, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,137 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2022)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00098-01-290`

Property Details

APN / Parcel Number

Primary APN	`00098-01-290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,137 sqft Living Area
1st Floor Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	404 GLORIA CT
City	FLORENCE
State	SC
Zip	29501-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSWOOD PH 2 LOT 43
Legal Subdivision	KENSWOOD PHASE II
Legal Lot Number	43
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1009
Census Tract	101

Owner

404 Gloria Ct is owned and occupied by an individual who bought it in July 2022.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	404 GLORIA CT, FLORENCE, SC 29501-7618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Construction Mortgage CAROLINA BANK & TRUST CO
Jul 18, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Dec 22, 2021	Warranty Deed, Transfer · Line of Credit CAROLINA BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Dec 22, 2021 · Amount on File
Deed Document Number	202210601
Deed Book / Page	1003 / 760
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	404 GLORIA CT, FLORENCE, SC 29501-7618
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 CAMELLIA HILL DR, DARLINGTON, SC 29532-7464
Investor	Possibly a Property Investor

Mortgage

Document Number	0010270144
Date	Dec 22, 2022
Book Page	1027/144

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank
Address	HARTSVILLE, SC 29550

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Jul 18, 2022
Property Address	404 GLORIA CT, FLORENCE, SC 29501-7618
Document Number	0010030760
Book / Page	1003 / 760
Map Reference	MB 107 PG 14
Instrument Date	Jul 13, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GLORIA CT, FLORENCE, SC 29501-7618

Mortgage

Document Number	0001003765
Date	Jul 18, 2022
Instrument	1003/765

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Dec 22, 2021
Property Address	404 GLORIA CT, FLORENCE, SC 29501-7618
Document Number	0009671207
Book / Page	967 / 1207
Map Reference	MB 107 PG 14
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 CAMELLIA HILL DR, DARLINGTON, SC 29532-7464
Investor	Possibly a Property Investor

Mortgage

Document Number	0009671212
Date	Dec 22, 2021
Book Page	967/1212

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank
Address	HARTSVILLE, SC 29550

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 25, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 404 Gloria Ct was $1,714.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00	$13,431 Land $1,400 Building $12,031	$335,790 Land $35,000 Building $300,790
2023	$6,712.00 (+805.8%)	$12,439,231 (+888,416.5%) Land $1,400,000 Building $11,039,231	$31,098,078 (+88,751.65%) Land $3,500,000 Building $27,598,078
2022	$741.00	$1,400 Land $1,400	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 Gloria Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Gloria Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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