404 Gilbert Ave, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 404 Gilbert Ave, Eau Claire, WI 54701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 932 sqft · built 1940
Lot Size0.185 acres (8,046 sqft)
Owner2 Individual Names on File
Tax Bill$2,988 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN03-0234-000

Property Details

APN / Parcel Number

Primary APN03-0234-000
Alternative APNs
  • 18221-2-270920-440-2042
  • 221030234000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area932 sqft Living Area
Basement Area704 sqft
Finished Basement200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area8,046 sqft (0.185 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address404 GILBERT AVE
CityEAU CLAIRE
StateWI
Zip54701-3903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 4 BLK 5 S.G MOONS SUB-DIV & REPLAT OF BLK 5 OF CHAPMAN & THORPS 4TH ADD TO E C
Legal Range09W
Legal Township27N
Legal Section20
Legal SubdivisionS G MOONS SUB-DIV
Legal Block5
Legal Lot Number4
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group2
Census Block2005
Census Tract1700

Owner

Source: Eau Claire County records · APN 03-0234-000

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address404 GILBERT AVE, EAU CLAIRE, WI 54701-3903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address404 GILBERT AVE, EAU CLAIRE, WI 54701-3903
Document Number0001147187
Instrument DateJun 12, 2017
Transaction TypeMortgage
Record UpdatedJul 06, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address404 GILBERT AVE EAU CLAIRE WI 547013903, EAU CLAIRE, WI 54701-3903

Mortgage

Document Number0001147187
DateJun 16, 2017
Instrument1147187
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 15, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Eau Claire County records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,988.00$158,700 (-) Land $26,100 Building $132,600$207,600
2023$158,700 Land $26,100 Building $132,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eau Claire County (55035C), as of April 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550350017002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1980–2002)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2002

Wildfire

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Third Ward Historic District (Boundary Increase)
listed 2004 · 119 contributing resources · NRIS 04000949

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 474 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WI6180230, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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