404 Gaucho Ln, Laredo, TX 78045 Property Records

Webb County property record for 404 Gaucho Ln, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 2004
Lot Size	0.134 acres (5,842 sqft)
Owner	Individual Name on Record
Last Sale	$123,900 (Apr 2005)
Tax Bill	$1,132 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`968-70007-040`

Property Details

APN / Parcel Number

Primary APN	`968-70007-040`
Alternative APN	`235023`

Interior

Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,842 sqft (0.134 acres)
Lot Dimensions	95 ft deep x 62 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	418 sqft
Storage Building	60 sqft

Location & Zoning

Street Address	404 GAUCHO LN
City	LAREDO
State	TX
Zip	78045-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 4 BLK 7 RANCHO VIEJO VI
Legal Subdivision	RANCHO VIEJO VI
Legal Block	7
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	4
Census Block	4005
Census Tract	1716

Owner

Source: Webb County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 GAUCHO LN, LAREDO, TX 78045-5119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 1, 2023	Intrafamily Transfer, Transfer
May 11, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2005 · Amount on Record
Deed Sale	Apr 7, 2005 · Amount on Record
Deed Document Number	2005873105
Deed Book / Page	1804 / 317
Last Transfer Date	Aug 31, 2023
Transfer Doc	005524/752
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	404 GAUCHO LN, LAREDO, TX 78045-5119
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GAUCHO LN, LAREDO, TX 78045-5119

Mortgage

Document Number	005979/189
Date	Feb 3, 2026
Book Page	5979/189
Instrument	1578844

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Sep 1, 2023
Property Address	404 GAUCHO LN, LAREDO, TX 78045-5119
Document Number	005524/752
Book / Page	5524 / 752
Instrument Date	Aug 16, 2023
Instrument	1509503
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17103 CLAY RD APT 1403, 1403, HOUSTON, TX 77084-4125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GAUCHO LN, LAREDO, TX 78045-5119

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	404 GAUCHO LN, LAREDO, TX 78045-5119
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005461/84
Date	May 11, 2023
Book Page	5461/84
Instrument	1499553

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,913 (+3.34%) Land $55,557 Building $173,356	$228,913 (+3.34%) Land $55,557 Building $173,356
2024	$1,132.00 (-9.73%)
2023		$221,513 (+14.26%) Land $44,808 Building $176,705	$221,513 (+14.26%) Land $44,808 Building $176,705
2022	$1,254.00 Homeowner's exemption	$193,860 Land $44,808 Building $149,052	$193,860 Land $44,808 Building $149,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Smartcom Telephone.

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