Smith County property record for 404 Garrett Cir, Winona, TX 75792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2022 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,552 (Jan 2023) |
| Tax Bill | $2,390 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R220841 |
| Primary APN | R220841 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Heated Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 107 ft deep x 67.4 ft wide |
| Garage Type | Carport |
| Garage Area | 204 sqft |
| Carport | Carport |
| Carport Area | 204 sqft |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R220841 |
|---|---|
| Street Address | 404 GARRETT CIR |
| City | WINONA |
| State | TX |
| Zip | 75792-4917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARRETT ESTATES LOT 3 2022 NEW SUBD |
| Legal Subdivision | GARRETT ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | WINONA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1502 |
404 Garrett Cir is owned and occupied by two individuals who bought it in January 2023.
Source: Smith County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 GARRETT CIR, WINONA, TX 75792-4917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on File |
| Deed Sale | Jan 12, 2023 · Amount on File |
| Deed Document Number | 2023969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jan 12, 2023 |
| Property Address | 404 GARRETT CIR, WINONA, TX 75792-4917 |
| Document Number | 0001000969 |
| Map Reference | CAB F SL 293-C |
| Instrument Date | Jan 9, 2023 |
| Instrument | 202301000969 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | AUSTIN TITLE, ATC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 COARRETT CIR, WINONA, TX 75792 |
| Document Number | 0001000970 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 202301000970 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2026 property tax bill for 404 Garrett Cir was $2,390 with a homeowner's exemption, up 13.7% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Winona Town |
| Unified School District | Winona Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,390.00 (+13.7%) Homeowner's exemption | $202,055 (+8.37%) Land $25,571 Building $176,484 | $202,055 (+8.37%) Land $25,571 Building $176,484 |
| 2025 | $2,102.00 (-32.11%) Homeowner's exemption | $186,457 Land $25,132 Building $161,325 | $186,457 Land $25,132 Building $161,325 |
| 2024 | $3,096.00 (-21.92%) | ||
| 2023 | $3,965.00 (+3,176.86%) | $198,921 Land $40,968 Building $157,953 | $198,921 Land $40,968 Building $157,953 |
| 2022 | $121.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Garrett Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Garrett Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINONA serves 1,245 people · EPA ID TX2120026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Etex Telephone.
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