El Paso County property record for 404 Gallagher St, El Paso, TX 79915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,072 sqft · built 2006 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,767 (Jul 2026) |
| Tax Bill | $3,309 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Sale |
| APN | M684-999-0010-8920 |
| Primary APN | M684-999-0010-8920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 2,597 sqft |
| 1st Floor Area | 1,432 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 5,250 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 413 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 404 GALLAGHER ST |
|---|---|
| City | EL PASO |
| State | TX |
| Zip | 79915-3151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Description | MONTE CITO #3 PT OF LOT A BEG 108.76 FT NW OF SWC (50.00 FT ON ST-105.00 FT ON N-50.00 FT ONE-105.00 FT ON S) (5250.00 SQ FT) |
| Legal Subdivision | MONTE CITO #3 |
| Legal Block | 3 |
| Legal Lot Number | A |
| Jurisdiction | EL PASO TX |
| Township / Civil Division | EL PASO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 4105 |
Source: El Paso County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10737 MURPHY ST, EL PASO, TX 79924-1320 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed, Transfer · FHA Mortgage CHANGE LENDING LLC |
| Jul 17, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on Record |
| Deed Sale | Jul 17, 2026 · Amount on Record |
| Prior Sale | May 5, 2006 · Amount on Record |
| Deed Document Number | 202660422 |
| Prior Transfer Date | Jun 14, 2026 |
| Prior Transfer Doc | 0000060419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EL PASO TX |
| Recording Date | Jul 17, 2026 |
| Property Address | 404 GALLAGHER ST, EL PASO, TX 79915-3151 |
| Document Number | 0000060422 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202660422 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10737 MURPHY ST, EL PASO, TX 79924-1320 |
| Document Number | 0000060423, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202660423 |
| Name | CHANGE LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EL PASO TX |
| Recording Date | Jul 17, 2026 |
| Property Address | 404 GALLAGHER ST, EL PASO, TX 79915-3151 |
| Document Number | 0000060419 |
| Instrument Date | Jun 14, 2026 |
| Instrument | 202660419 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10624 CORALSTONE DR, EL PASO, TX 79925-1711 |
Source: El Paso County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | El Paso County |
| Municipality | El Paso City |
| Unified School District | Ysleta Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,700 (+6.81%) Land $25,200 Building $235,500 | $260,700 (-0.98%) Land $25,200 Building $235,500 | |
| 2025 | $3,309.00 (+14.82%) Homeowner's exemption Disabled Person's exemption | $244,074 (-0.26%) | $263,287 (+7.59%) Land $25,200 Building $238,087 |
| 2024 | $2,882.00 (+4.04%) | ||
| 2023 | $2,770.00 (-21.06%) Homeowner's exemption Disabled Person's exemption | $244,707 Land $11,794 Building $232,913 | $244,707 Land $11,794 Building $232,913 |
| 2022 | $3,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1990–2016) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Nov 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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