404 Front St, Avila Beach, CA 93424 Property Records

San Luis Obispo County property record for 404 Front St, Avila Beach, CA 93424

Property Summary

Property Type	Restaurant
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$6,394,000 (Dec 2004)
Tax Bill	$23,746 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`076-216-012`

Property Details

APN / Parcel Number

Primary APN	`076-216-012`

Exterior

Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	404 FRONT ST
City	AVILA BEACH
State	CA
Zip	93424-3551
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C1
Legal Description	TN AVILA BL 8 LTS 11 & 12
Legal Subdivision	TOWN/AVILA
Legal Block	8
Legal Lot Number	11,12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	SAN LUIS OBISPO
Census Block Group	3
Census Block	3049
Census Tract	11600

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	200 S 13TH ST, 208, GROVER BEACH, CA 93433-2263
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage MECHANICS BANK
Jul 21, 2017	Loan Modification, Mortgage RABOBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2004 · Amount on Record
Deed Sale	Dec 30, 2004 · Amount on Record
Prior Sale	Sep 4, 2002 · Amount on Record
Deed Document Number	2004113517
Prior Transfer Date	Dec 1, 1993
Prior Transfer Doc	0000020294
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	404 FRONT ST, AVILA BEACH, CA 93424-3551
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042385
Date	Oct 3, 2019
Instrument	2019042385

Lender

Name	MECHANICS BANK
Type	Bank
Address	SANTA MARIA, CA 93456

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN LUIS OBISPO CA
Property Address	404 FRONT ST, AVILA BEACH, CA 93424-3551
Document Number	0000040265
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 S 13TH ST #205 GROVER BEACH CA 934332263, 205, GROVER BEACH, CA 93433-2263

Mortgage

Document Number	0000040265
Date	Sep 8, 2017
Instrument	40265

Lender

Name	RABOBANK
Type	Bank
Address	1026 GRAND AVE, ARROYO GRANDE, CA 93421

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,189,545 (+2%) Land $853,067 Building $1,336,478
2025	$23,746.00 (-16.91%)	$2,146,614 (-16.4%) Land $836,341 Building $1,310,273
2023	$28,577.00 (+8.22%)	$2,567,855 Land $803,866 Building $1,763,989
2022	$26,407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1978–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVILA BEACH COMMUNITY SERVICES DISTRICT serves 1,630 people · EPA ID CA4000222
Water Source	Purchased surface water from LOPEZ PROJECT
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures