Warren County property record for 404 Frodo Ln, Wright City, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 2018 |
| Lot Size | 0.226 acres (9,845 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,600 (Aug 2018) |
| Tax Bill | $2,581 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2024 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-20.0-0-00-007.138.000 |
| Primary APN | 04-20.0-0-00-007.138.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Basement Area | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,845 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 404 FRODO LN |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 138 PLAT 1 THE SHIRE |
| Legal Range | 01W |
| Legal Township | 47N |
| Legal Section | 20 |
| Legal Subdivision | THE SHIRE |
| Legal Lot Number | 138 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 820109 |
Source: Warren County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 FRODO LN, WRIGHT CITY, MO 63390-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Jan 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Jan 24, 2024 | Warranty Deed, Transfer |
| Apr 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Mar 29, 2018 | Deed of Trust, Mortgage LINDELL B&T CO |
| Aug 23, 2018 | Warranty Deed, Transfer US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on Record |
| Deed Sale | Aug 23, 2018 · Amount on Record |
| Deed Document Number | 20184962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Aug 6, 2026 |
| Property Address | 404 FRODO LN, WRIGHT CITY, MO 63390-3523 |
| Document Number | 0000005062 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20265062 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 404 FRODO LN, WRIGHT CITY, MO 63390-3523 |
| Document Number | 0000005062, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 20265062 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 404 FRODO LN, WRIGHT CITY, MO 63390-3523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202400199 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 202400199 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Feb 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Jan 24, 2024 |
| Property Address | 404 FRODO LN, WRIGHT CITY, MO 63390-3523 |
| Document Number | 0202400347 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 202400347 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7284 VAN GOGH DR, O FALLON, MO 63368-6973 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 404 FRODO LN, WRIGHT CITY, MO 63390-3523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202102876 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 202102876 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 404 FRODO LN, WRIGHT CITY, MO 63390-3523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201801754 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 201801754 |
| Name | LINDELL B&T CO |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Aug 23, 2018 |
| Property Address | 404 FRODO LN, WRIGHT CITY, MO 63390-3523 |
| Document Number | 201804962 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 201804962 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 FRODO LN, WRIGHT CITY, MO 63390-3523 |
| Document Number | 201804963 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 201804963 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Municipality | Wright City |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,581.00 | $36,265 (+13%) Land $5,565 Building $30,700 | $190,870 (+13%) Land $29,290 Building $161,580 |
| 2024 | $2,581.00 (+14.61%) | $32,093 (-) Land $4,925 Building $27,168 | |
| 2023 | $2,252.00 (+7.65%) | $32,093 (+8%) Land $4,925 Building $27,168 | $168,912 (+8%) Land $25,920 Building $142,992 |
| 2022 | $2,092.00 | $29,716 Land $4,560 Building $25,156 | |
| 2021 | $156,400 Land $24,000 Building $132,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES CO PWSD #2 WRIGHT CITY serves 3,550 people · EPA ID MO6010874 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | ST CHARLES COUNTY PWSD 2 WARREN |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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