404 Frederick St, Johnstown, PA 15902 Property Records

Cambria County property record for 404 Frederick St, Johnstown, PA 15902

Property Summary

Property Type	Single Family Home
Details	built 1905
Lot Size	0.941 acres (41,000 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 1999)
Tax Bill	$3,679 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-015.-328.000`

Property Details

APN / Parcel Number

Primary APN	`57-015.-328.000`
Alternative APN	`057 075684`

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	41,000 sqft (0.941 acres)
Lot Dimensions	200 ft deep x 205 ft wide

Location & Zoning

Street Address	404 FREDERICK ST
City	JOHNSTOWN
State	PA
Zip	15902-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	205 X 200 H G
Jurisdiction	CAMBRIA PA
Township / Civil Division	STONYCREEK
Census Block Group	1
Census Block	1004
Census Tract	10500

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	404 FREDERICK ST, JOHNSTOWN, PA 15902-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage REDEVELOPMENT AUTHORITY JOHNSTOWN CITY
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 1999 · Amount on Record
Deed Sale	Jun 29, 1999 · Amount on Record
Deed Book / Page	1613 / 415
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	404 FREDERICK ST, JOHNSTOWN, PA 15902-3003
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002228
Date	Mar 16, 2023
Instrument	2023-00002228

Lender

Name	REDEVELOPMENT AUTHORITY JOHNSTOWN CITY
Type	Government Agency
Address	416 MAIN ST, JOHNSTOWN, PA 15901

Agreement

Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	404 FREDERICK ST, JOHNSTOWN, PA 15902-3003
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000007109
Date	Jun 24, 2022
Instrument	20220-00007109

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	404 FREDERICK ST, JOHNSTOWN, PA 15902-3003
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000006930
Date	Jun 8, 2021
Instrument	20210-00006930

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
County Subdivision	Stonycreek Township
Unified School District	Greater Johnstown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,660 (-) Land $11,380 Building $25,280
2024	$3,679.00	$36,660 Land $11,380 Building $25,280
1972			$36,660 Land $11,380 Building $25,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	72 (1978–2021)
Claims Outside the SFHA	10 of 72
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Severe Storms And Flooding, Jan 1996 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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