Staunton City property record for 404 Fraser Ln, Staunton, VA 24401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,692 sqft · built 1954 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Nov 2023) |
| Tax Bill | $3,635 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4718 |
| Primary APN | 4718 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 5,058 sqft |
| 1st Floor Area | 1,692 sqft |
| Basement Area | 1,269 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,500 sqft (0.517 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| Garage Area | 336 sqft |
| Driveway | Asphalt Driveway |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 FRASER LN |
|---|---|
| City | STAUNTON |
| State | VA |
| Zip | 24401-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BLK 9 LOTS 3 & 4 PART 1-SEC 2 |
| Legal Subdivision | COLLEGE PARK |
| Legal Block | 9 |
| Legal Lot Number | 3-4 |
| Jurisdiction | STAUNTON CITY VA |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 402 |
Source: Staunton City records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 FRASER LN, STAUNTON, VA 24401-2331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Oct 4, 2021 | Deed of Trust, Mortgage · Line of Credit THE FIRST BANK & TRUST CO |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 20232622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Recording Date | Nov 21, 2023 |
| Property Address | 404 FRASER LN, STAUNTON, VA 24401-2331 |
| Document Number | 0230002622 |
| Map Reference | MB 269 PG 446 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 230002622 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 FRASER LN, STAUNTON, VA 24401-2331 |
| Document Number | 0230002623 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 230002623 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Property Address | 404 FRASER LN, STAUNTON, VA 24401-2331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 404 FRASER LN, STAUNTON, VA 24401-2331 |
| Document Number | 210003436 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 210003436 |
| Name | THE FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ABINGDON, VA 24212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Property Address | 404 FRASER LN, STAUNTON, VA 24401-2331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSIGHT TITLE |
| Name | Verified Name |
|---|
| Document Number | 200003576 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 200003576 |
| Name | THE FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BRISTOL, VA 24202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate | 2.62% |
|---|
Source: Staunton City assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Staunton City |
| Unified School District | Staunton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,635.00 (+16.62%) | $399,450 (+14.02%) Land $75,350 Building $324,100 | $399,450 (+14.02%) Land $75,350 Building $324,100 |
| 2023 | $3,117.00 | $350,330 Land $64,330 Building $286,000 | $350,330 Land $64,330 Building $286,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACKBURN - ACSA serves 1,023 people · EPA ID VA2015060 |
|---|---|
| Water Source | Purchased surface water from CITY OF STAUNTON |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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