404 Franklin St, Linden, MI 48451 Property Records

Genesee County property record for 404 Franklin St, Linden, MI 48451

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,653 sqft · built 1930
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Dec 2018)
Tax Bill$1,553 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN61-20-507-093

Property Details

APN / Parcel Number

Primary APN61-20-507-093

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,653 sqft Living Area
1st Floor Area1,109 sqft
Basement Area1,109 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions134 ft deep x 73 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address404 FRANKLIN ST
CityLINDEN
StateMI
Zip48451-9199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionPART OF LOT 1 BEG S 0 DEG 54 MIN W 70 FT FROM NW COR OF LOT 1 TH S 88 DEG 47 MIN E 134.84 FT TH S 1 DEG 12 MIN W 73.25 FT TH
Legal SubdivisionPLAT
Legal Lot Number1
JurisdictionGENESEE MI
Township / Civil DivisionLINDEN
Census Block Group2
Census Block2012
Census Tract13113

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address404 FRANKLIN ST, B, LINDEN, MI 48451-9199
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF MICHIGAN CU
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Nov 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU
Dec 14, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2018 · Amount on Record
Deed SaleDec 14, 2018 · Amount on Record
Deed Document Number2018102776
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address404 FRANKLIN ST, LINDEN, MI 48451-9199
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11681 ORCHARDVIEW DR, FENTON, MI 48430-3508

Mortgage

Document Number0000000050
DateJan 13, 2026
Instrument202601130000050
Lender
NameUNIVERSITY OF MICHIGAN CU
TypeCredit Union
AddressANN ARBOR, MI 48104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 30, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address404 FRANKLIN ST, LINDEN, MI 48451-9199
Transaction TypeMortgage
Record UpdatedOct 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address11681 ORCHARDVIEW DR, FENTON, MI 48430-3508

Mortgage

Document Number0000054933
DateJun 11, 2021
Instrument202106110054933
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address404 FRANKLIN ST, LINDEN, MI 48451-9199
Document Number0000073588
Instrument DateNov 23, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11681 ORCHARDVIEW DR FENTON MI 484303508, FENTON, MI 48430-3508

Mortgage

Document Number0000073588
DateNov 25, 2019
Instrument73588
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateDec 14, 2018
Property Address404 FRANKLIN ST, LINDEN, MI 48451-9199
Document Number0000102776
Map ReferenceMB 23 PG 31
Instrument DateDec 4, 2018
Instrument201812140102776
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyCISLO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,231.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2009 WASHTENAW AVE, 2009, ANN ARBOR, MI 48104-3611

Transferred To (Grantee/Buyer)

NameVerified Name
Address11681 ONCHANDVIEW DR, FENTON, MI 48430-3508

Mortgage

Document Number0000102777
DateDec 14, 2018
Instrument201812140102777
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityLinden City
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,553.00 (-41.92%)$106,500 (+81.43%)$213,000 (+81.43%)
2024$2,674.00 (+22.16%)
2023$58,700$117,400
2021$2,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINDEN
serves 4,150 people · EPA ID MI0003890
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionJul 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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