404 Franklin St, Buffalo, NY 14202 Property Records

Erie County and Buffalo City property record for 404 Franklin St, Buffalo, NY 14202

Property Summary

Property Type	Duplex
Details	4 bd · 1.5 ba · 2,668 sqft · built 1890
Lot Size	0.123 acres (5,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,000 (Jul 2021)
Tax Bill	$1,420 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140200 111.22-9-8`

Property Details

APN / Parcel Number

Primary APN	`140200 111.22-9-8`
Alternative APNs	`02001112200009008000` `01482000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,668 sqft Total Area
1st Floor Area	1,359 sqft
2nd Floor Area	1,309 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,328 sqft (0.123 acres)
Lot Dimensions	148 ft deep x 36 ft wide
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01482000
Street Address	404 FRANKLIN ST
City	BUFFALO
State	NY
Zip	14202-1508
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-2E
Legal Description	159.5O S VIRGINIA
Legal Block	9
Legal Lot Number	8.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1008
Census Tract	6801

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 FRANKLIN ST, BUFFALO, NY 14202-1508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit EVANS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Aug 3, 2005 · Amount on Record
Deed Document Number	20212021137946
Deed Book / Page	11383 / 4614
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 15, 2021
Property Address	404 FRANKLIN ST, BUFFALO, NY 14202-1508
Document Number	0113834614
Book / Page	11383 / 4614
Instrument Date	May 16, 2021
Instrument	2021137946
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,524.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 FRANKLIN ST, 404, BUFFALO, NY 14202-1508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	82 SAINT JAMES PL, BUFFALO, NY 14222-1411

Mortgage

Document Number	0140045615
Date	Jul 15, 2021
Book Page	14004/5615
Instrument	2021137947

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	404 FRANKLIN ST, BUFFALO, NY 14202-1508
Document Number	0139354554
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 FRANKLIN ST BUFFALO NY 142021508, BUFFALO, NY 14202-1508

Mortgage

Document Number	0139354554
Date	Apr 8, 2020
Book Page	013935/004554

Lender

Name	EVANS BK NA
Type	Bank
Address	HAMBURG, NY 14075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 7, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,420.00 (-69.2%)
2025	$4,611.00 (-12.1%)	$430,000 (+33.13%) Land $97,000 Building $333,000	$430,000 (-18.13%) Land $97,000 Building $333,000
2024	$5,246.00 (+179.79%)	$323,000 (-) Land $84,000 Building $239,000	$525,203 (+13.82%) Land $136,585 Building $388,618
2023	$1,875.00	$323,000 Land $84,000 Building $239,000	$461,429 Land $120,000 Building $341,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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