404 Forrest Ln, Genoa, IL 60135 Property Records

DeKalb County property record for 404 Forrest Ln, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,821 sqft · built 2006
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Feb 2026)
Tax Bill	$4,486 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-224-045`

Property Details

APN / Parcel Number

Primary APN	`02-25-224-045`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,821 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0225224045
Street Address	404 FORREST LN
City	GENOA
State	IL
Zip	60135-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 340 - RIVERBEND ADDITION TO GENOA - UNIT FOUR
Legal Subdivision	RIVERBEND ADDITION
Legal Lot Number	340
Legal Unit	4
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4040
Census Tract	100

Owner

Source: DeKalb County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1121 LANCE AVE, ELBURN, IL 60119-7830
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Apr 29, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jun 14, 2019	Grant Deed, Transfer · Conventional Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	20261522
Prior Transfer Date	Apr 11, 2022
Prior Transfer Doc	0000004281
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 26, 2026
Property Address	404 FORREST LN, GENOA, IL 60135-1442
Document Number	0000001522
Map Reference	DOC 2005012392
Instrument Date	Jan 16, 2026
Instrument	2026001522
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FND I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1121 LANCE AVE, ELBURN, IL 60119-7830

Mortgage

Document Number	0000001523
Date	Feb 26, 2026
Instrument	2026001523

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Apr 29, 2022
Property Address	404 FORREST LN, GENOA, IL 60135-1442
Document Number	0000004281
Map Reference	CAB 9 SL 153-D
Instrument Date	Apr 11, 2022
Instrument	2022004281
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 FORREST LN, 404, GENOA, IL 60135-1442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 FORREST LN, GENOA, IL 60135-1442

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 14, 2019
Property Address	404 FORREST LN, GENOA, IL 60135-1442
Document Number	0000005060
Instrument Date	Jun 14, 2019
Instrument	5060
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30796 ROYAL OAK RD GENOA IL 601358075, GENOA, IL 60135-8075

Mortgage

Document Number	5061
Date	Jun 14, 2019
Instrument	5061

Lender

Name	TCF NAT'L BK
Type	Bank
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,045 (+10.39%) Land $8,796 Building $58,249	$201,135 (+10.39%) Land $26,388 Building $174,747
2024	$4,486.00 Homeowner's exemption Senior Citizen's exemption	$60,735 (+11.25%) Land $7,968 Building $52,767	$182,205 (+11.25%) Land $23,904 Building $158,301
2023		$54,593 Land $7,162 Building $47,431	$163,779 Land $21,486 Building $142,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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