Wicomico County property record for 404 Forest Dr, Fruitland, MD 21826
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,862 sqft · built 1975 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $295,000 (Jun 2023) |
| Tax Bill | $1,821 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-015598 |
| Primary APN | 16-015598 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,862 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 015598 |
|---|---|
| Street Address | 404 FOREST DR |
| City | FRUITLAND |
| State | MD |
| Zip | 21826-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | BL-D L-3 20,000 SQFT 404 FOREST DR MEXICK PLAT |
| Legal Subdivision | MEZICK GURNEY W |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 16, FRUITLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10400 |
404 Forest Dr is owner-occupied and held in a trust since June 2023.
Source: Wicomico County records, as of September 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 404 FOREST DR, FRUITLAND, MD 21826-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Intrafamily Transfer, Transfer |
| Jun 22, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU |
| Jul 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC |
| Sep 1, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on File |
| Deed Sale | Jun 22, 2023 · Amount on File |
| Prior Sale | Sep 1, 2021 · Amount on File |
| Deed Book / Page | 5268 / 114 |
| Prior Transfer Date | Aug 16, 2021 |
| Prior Transfer Doc | 0049300168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Mar 13, 2024 |
| Property Address | 404 FOREST DR, FRUITLAND, MD 21826-1311 |
| Document Number | 0053650345 |
| Book / Page | 5365 / 345 |
| Map Reference | LB JWTS 594 FO 3 |
| Instrument Date | Mar 5, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 404 FOREST DR, FRUITLAND, MD 21826-1311 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Jun 22, 2023 |
| Property Address | 404 FOREST DR, FRUITLAND, MD 21826-1311 |
| Document Number | 0052680114 |
| Book / Page | 5268 / 114 |
| Map Reference | LB JWTS 594 FO 3 |
| Instrument Date | Jun 13, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 FOREST DR, FRUITLAND, MD 21826-1311 |
| Document Number | 0052680122 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 5268-0122 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 404 FOREST DR, FRUITLAND, MD 21826-1311 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | FIRST NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0051240127 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 5124/127 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Sep 1, 2021 |
| Property Address | 404 FOREST DR, FRUITLAND, MD 21826-1311 |
| Document Number | 0049300168 |
| Book / Page | 4930 / 168 |
| Map Reference | LB JWTS594 FO 3 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2400 VIRGINIA AVE NW APT C815, C815, WASHINGTON, DC 20037-2625 |
The 2025 property tax bill for 404 Forest Dr was $1,821.
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Fruitland City |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,867 (+12.83%) | $248,200 (-) Land $23,000 Building $225,200 | |
| 2025 | $1,821.00 | $197,533 | $248,200 Land $23,000 Building $225,200 |
| 2023 | $1,610.00 (+4.82%) | $161,500 (+7.1%) | $172,200 (-) Land $23,000 Building $149,200 |
| 2022 | $1,536.00 | $150,800 | $172,200 Land $23,000 Building $149,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Forest Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRUITLAND serves 5,907 people · EPA ID MD0220008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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