404 Forest Ave, Franklin, NC 28734 Property Records

Macon County property record for 404 Forest Ave, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,204 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (May 2017)
Tax Bill	$960 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6594376142`

Property Details

APN / Parcel Number

Primary APN	`6594376142`
Alternative APNs	`0103552` `117820`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,204 sqft Heated Area
1st Floor Area	2,204 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Terrain	Rolling
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Deck Area	30 sqft
Patio Area	100 sqft
Canopy	440 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	117820
Street Address	404 FOREST AVE
City	FRANKLIN
State	NC
Zip	28734-3385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR2
Legal Description	LOT 8 BLK 4 BONNY CREST
Legal Subdivision	BONNY CREST
Legal Block	4
Legal Lot Number	8
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2006
Census Tract	970304

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 FOREST AVE, FRANKLIN, NC 28734-3385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
May 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Aug 21, 2009 · Amount on Record
Deed Document Number	20172956
Deed Book / Page	37 / 2485
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	404 FOREST AVE, FRANKLIN, NC 28734-3385
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 FOREST AVE, FRANKLIN, NC 28734-3385

Mortgage

Document Number	000I42/659
Date	Jan 17, 2023
Book Page	I-42/659
Instrument	2023000285

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	297 Months
Due	Oct 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	404 FOREST AVE, FRANKLIN, NC 28734-3385
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00Q39/0427
Date	Dec 18, 2019
Book Page	Q-39/0427
Instrument	2019008800

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 10, 2017
Property Address	404 FOREST AVE, FRANKLIN, NC 28734-3385
Document Number	00X37/2485
Book / Page	X-37 / 2485
Map Reference	MB E-3 PG 70
Instrument Date	Apr 24, 2017
Instrument	2017002956
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	841 S CALMGROVE AVE, 841, GLENDORA, CA 91740-4822

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	388 FOREST AVE, FRANKLIN, NC 28734-3384
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$960.00 (+31.33%)	$282,380 (+55.61%) Land $38,760 Building $243,620	$282,380 (+55.61%) Land $38,760 Building $243,620
2025	$731.00 (+5.48%)
2023	$693.00	$181,470 Land $38,760 Building $142,710	$181,470 Land $38,760 Building $142,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Vyve Broadband.

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