404 Fletcher Dr, Smithville, MO 64089 Property Records

Clay County property record for 404 Fletcher Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,510 sqft · built 1995
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$278,499 (Apr 2024)
Tax Bill	$3,676 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-319-00-03-001.00`

Property Details

APN / Parcel Number

Primary APN	`05-319-00-03-001.00`
Alternative APNs	`0531900030010001` `5319000300100` `237830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	1,510 sqft
Basement Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	166 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Deck Area	72 sqft
Patio Area	332 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	404 FLETCHER DR
City	SMITHVILLE
State	MO
Zip	64089-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBORVIEW 3RD PLAT LT 10
Legal Range	33W
Legal Township	53N
Legal Section	12
Legal Subdivision	HARBORVIEW 03
Legal Lot Number	10
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1003
Census Tract	22000

Owner

404 Fletcher Dr is owned and occupied by an individual who bought it in April 2024.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	404 FLETCHER DR, SMITHVILLE, MO 64089-9613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Intrafamily Transfer, Transfer · FHA Mortgage NEWREZ LLC
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST MORTGAGE ASSOCIATES CORP
Apr 3, 2019	Deed of Trust, Mortgage TRUHOME SOLUTIONS
Apr 3, 2019	Warranty Deed, Transfer CLEAR TITLE, CLEAR TITLE NATIONWIDE INC
Oct 6, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Apr 3, 2019
Deed Document Number	20248422
Deed Book / Page	9724 / 83
Prior Transfer Date	Apr 13, 2024
Prior Transfer Doc	0000008422
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Apr 25, 2024
Property Address	404 FLETCHER DR, SMITHVILLE, MO 64089-9613
Document Number	0000008422
Book / Page	9724 / 83
Instrument Date	Feb 17, 2024
Instrument	2024008422
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 FLETCHER DR, SMITHVILLE, MO 64089-9613

Mortgage

Document Number	0000008423
Date	Apr 25, 2024
Instrument	2024008423

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	404 FLETCHER DR, SMITHVILLE, MO 64089-9613
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 FLETCHER DR, SMITHVILLE, MO 64089-9613

Mortgage

Document Number	0000033600
Date	Oct 14, 2022
Book Page	9465/7
Instrument	2022033600

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Nov 3, 2027

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	404 FLETCHER DR, SMITHVILLE, MO 64089-9613
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007313
Date	Feb 19, 2021
Book Page	8967/121
Instrument	2021007313

Lender

Name	MIDWEST MORTGAGE ASSOCIATES CORP
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	404 FLETCHER DR, SMITHVILLE, MO 64089-9613
Document Number	0000008121
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4621 N HARDESTY AVE KANSAS CITY MO 641171402, KANSAS CITY, MO 64117-1402

Mortgage

Document Number	0000008121
Date	Apr 5, 2019
Book Page	008388/000165
Instrument	8121

Lender

Name	TRUHOME SOLUTIONS
Address	SOUTH INDEPENDENCE, MO 64055

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 3, 2019
Property Address	404 FLETCHER DR, SMITHVILLE, MO 64089-9613
Document Number	0000007863
Book / Page	008387 / 000080
Instrument Date	Mar 28, 2019
Instrument	7863
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	CLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 FLETCHER DR SMITHVILLE MO 640899613, SMITHVILLE, MO 64089-9613

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 6, 2017
Property Address	404 FLETCHER DR, SMITHVILLE, MO 64089-9613
Document Number	0000034390
Book / Page	008062 / 000148
Instrument Date	Oct 6, 2017
Instrument	34390
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 FLETCHER DR SMITHVILLE MO 640899613, SMITHVILLE, MO 64089-9613

Tax Assessment & Valuation

The 2025 property tax bill for 404 Fletcher Dr was $3,676.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,676.00	$51,660	$271,895
2023	$3,106.00	$44,990	$236,789
2019	$2,471.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Fletcher Dr in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Fletcher Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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