404 Flat River Run, Hillsborough, NC 27278 Property Records

Orange County property record for 404 Flat River Run, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,113 sqft · built 2022
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$586,500 (Nov 2022)
Tax Bill	$7,235 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`9874-10-8627`

Property Details

APN / Parcel Number

Primary APN	`9874-10-8627`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,113 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	404 FLAT RIVER RUN
City	HILLSBOROUGH
State	NC
Zip	27278-2293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35 COLLINS RIDGE PH 1A SEC 3 P123/77-78
Legal Subdivision	COLLINS RIDGE PHASE 1A
Legal Phase	1A
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	1
Census Block	1037
Census Tract	11002

Owner

Source: Orange County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	404 FLAT RIVER RUN, HILLSBOROUGH, NC 27278-2293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Sep 10, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	202230080979
Deed Book / Page	6800 / 153
Record Updated	Oct 29, 2026

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Nov 4, 2022
Property Address	404 FLAT RIVER RUN, HILLSBOROUGH, NC 27278-2293
Document Number	0006800153
Book / Page	6800 / 153
Map Reference	MB 123 PG 77&78
Instrument Date	Nov 4, 2022
Instrument	30080979
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,173.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 FLAT RIVER RUN, HILLSBOROUGH, NC 27278-2293

Mortgage

Document Number	0006800155
Date	Nov 4, 2022
Instrument	6800/155

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Sep 10, 2021
Property Address	404 FLAT RIVER RUN, HILLSBOROUGH, NC 27278-2293
Document Number	0067441099
Book / Page	6744 / 1099
Map Reference	MB 123 PG 77&78
Instrument Date	Aug 25, 2021
Instrument	30056704
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1341 HORTON CIR, ARLINGTON, TX 76011-4310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 AERIAL CENTER PKWY, MORRISVILLE, NC 27560-9294

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,235.00 (+3.8%)	$584,300 (-) Land $100,000 Building $484,300	$584,300 (-) Land $100,000 Building $484,300
2025	$6,970.00 (+15.65%)	$584,300 (+43.04%) Land $100,000 Building $484,300	$584,300 (+43.04%) Land $100,000 Building $484,300
2023	$6,027.00	$408,500 Land $30,000 Building $378,500	$408,500 Land $30,000 Building $378,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (2025)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Google Fiber.

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