Cowlitz County property record for 404 Fallert Rd, Kalama, WA 98625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,490 sqft · built 1995 |
| Lot Size | 4.48 acres (195,584 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Apr 2021) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2022 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WD3512004 |
| Primary APN | WD3512004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 841 sqft |
| 2nd Floor Area | 649 sqft |
| Basement Area | 1,300 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 195,584 sqft |
| Garage Type | Detached |
| Garage Area | 1,612 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating Fuel | Electric |
|---|
| Account Number | 3008576 |
|---|---|
| Street Address | 404 FALLERT RD |
| City | KALAMA |
| State | WA |
| Zip | 98625-9522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UZ0 |
| Legal Description | 35 -7N -1W CC11107 LOT 1 SW/SW FKA T-12A-2 LOT 1 OF EXC LOT 2 OF T-12A-2 FEE 3023298. |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 35 |
| Legal Subdivision | SHORT CC 98-010 |
| Legal Lot Number | 1,2 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | KALAMA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1602 |
404 Fallert Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Cowlitz County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 FALLERT RD, KALAMA, WA 98625-9522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION |
| Oct 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Mar 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on File |
| Deed Sale | Apr 29, 2021 · Amount on File |
| Deed Document Number | 20213680400 |
| Prior Transfer Date | May 24, 2007 |
| Prior Transfer Doc | 0003339794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Sep 2, 2026 |
| Property Address | 404 FALLERT RD, KALAMA, WA 98625-9522 |
| Document Number | 0003796220 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20263796220 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 404 FALLERT RD, KALAMA, WA 98625-9522 |
| Document Number | 0003796220, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20263796220 |
| Name | ONPOINT COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 404 FALLERT RD, KALAMA, WA 98625-9522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003724374 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 3724374 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Apr 29, 2021 |
| Property Address | 404 FALLERT RD, KALAMA, WA 98625-9522 |
| Document Number | 0003680400 |
| Map Reference | VOL 11 PG 107 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 3680400 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,670.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 FALLERT RD, KALAMA, WA 98625-9522 |
| Document Number | 0003680401 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 3680401 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 404 FALLERT RD, KALAMA, WA 98625-9522 |
| Document Number | 0003639388 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 404 FALLERT RD KALAMA WA 986259522, KALAMA, WA 98625-9522 |
| Document Number | 0003639388 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 3639388 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 404 FALLERT RD, KALAMA, WA 98625-9522 |
| Document Number | 0003619094 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 404 FALLERT RD KALAMA WA 986259522, KALAMA, WA 98625-9522 |
| Document Number | 0003619094 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 3619094 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 404 FALLERT RD, KALAMA, WA 98625-9522 |
| Document Number | 0003575280 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 404 FALLERT RD KALAMA WA 986259522, KALAMA, WA 98625-9522 |
| Document Number | 0003575280 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 3575280 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
The 2025 property tax bill for 404 Fallert Rd was $3,973.
Source: Cowlitz County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Kalama School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,973.00 | $440,080 Land $84,470 Building $355,610 | $440,080 Land $84,470 Building $355,610 |
| 2023 | $3,875.00 | ||
| 2022 | $437,960 Land $57,850 Building $380,110 | $437,960 Land $57,850 Building $380,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Fallert Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 2 (1996–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Fallert Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 70% of Washington |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Tenino Telephone Company/Scatter Creek InfoNet DSL | 50 / 10 |
5G and 4G LTE (outdoors only)
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