404 Evergreen Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 404 Evergreen Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,312 sqft · built 1971
Lot Size	0.327 acres (14,248 sqft)
Owner	Individual Name on File
Last Sale	$702,000 (May 2024)
Tax Bill	$5,720 (2025)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7175-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7175-5`
Alternative APN	`00-2S-22-0715-000G-0020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,312 sqft Heated Area
Gross Area	4,850 sqft
1st Floor Area	2,162 sqft
Upper Floors Area	1,150 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,248 sqft
Lot Width	100 ft Width
Garage Type	Finished
Garage Area	782 sqft
Porch	Open Porch
Porch Area	342 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	404 EVERGREEN DR
City	DESTIN
State	FL
Zip	32541-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTWOOD 4TH ADD LOT 2 BLK G
Legal Range	22
Legal Township	02S
Legal Subdivision	EASTWOOD 4TH ADDN
Legal Block	G
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2012
Census Tract	23306

Owner

404 Evergreen Dr is owned and occupied by an individual who bought it in May 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	404 EVERGREEN DR, DESTIN, FL 32541-2202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	Sep 16, 2015 · Amount on File
Deed Document Number	3688797
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	404 EVERGREEN DR, DESTIN, FL 32541-2202
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 EVERGREEN DR, DESTIN, FL 32541-2202
Investor	Possibly a Property Investor

Mortgage

Document Number	0003672613
Date	Feb 22, 2024
Instrument	3672613

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 404 Evergreen Dr was $5,720.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,720.00	$529,291 Land $145,583 Building $383,708	$529,291 Land $145,583 Building $383,708
2023	$3,359.00 (+2.47%) Homeowner's exemption	$319,751 (+3%)	$519,285 (+7.16%) Land $132,096 Building $387,189
2022	$3,278.00 Homeowner's exemption	$310,438	$484,595 Land $120,087 Building $364,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Evergreen Dr in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Evergreen Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20