Franklin County property record for 404 Emma Ln, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,486 sqft · built 2001 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,000 (May 2016) |
| Tax Bill | $2,184 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5-22.0-0-021-092.000 |
| Primary APN | 17-5-22.0-0-021-092.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Street Address | 404 EMMA LN |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:35 EAGLERIDGE ESTATES |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 22 |
| Legal Subdivision | EAGLERIDGE ESTATES |
| Legal Block | 21 |
| Legal Lot Number | 35 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 800603 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 EMMA LN, UNION, MO 63084-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2016 · Amount on Record |
| Deed Sale | May 5, 2016 · Amount on Record |
| Prior Sale | Jul 28, 2009 |
| Deed Document Number | 1606355 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 404 EMMA LN, UNION, MO 63084-2934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002511994 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2511994 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2045 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,184.00 (-1.36%) | $43,527 (+18.17%) | $229,090 (+18.17%) Land $36,000 Building $193,090 |
| 2023 | $2,214.00 (-9.96%) | $36,833 | $193,860 Land $36,000 Building $157,860 |
| 2022 | $2,459.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Also Mapped Here | FRANKLIN COUNTY PWSD 1 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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