St. Louis County property record for 404 Emerald Trl, Hibbing, MN 55746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,448 sqft · built 1979 |
| Lot Size | 0.469 acres (20,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,851 (Jul 2022) |
| Tax Bill | $4,624 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2022 Construction Loan + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 139-0148-00200 |
| Primary APN | 139-0148-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Gross Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 1,375 sqft |
| Finished Basement | 1,375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 20,430 sqft (0.469 acres) |
| Garage Area | 780 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 77 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1133647 |
|---|---|
| Street Address | 404 EMERALD TRL |
| City | HIBBING |
| State | MN |
| Zip | 55746-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0008 BLOCK:002 SERIAL # |
| Legal Subdivision | JEWEL ADD |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HIBBING |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 12100 |
404 Emerald Trl is owned and occupied by an individual who bought it in July 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 EMERALD TRL, HIBBING, MN 55746-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 1, 2022 | Deed of Trust, Mortgage · Construction Mortgage NORTHEAST ENTERPRENEUR FUND INC |
| Dec 23, 2021 | Deed of Trust, Mortgage NORTHEAST ENTREPRENEUR FUND INC |
| Apr 18, 2018 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on File |
| Deed Sale | Jul 20, 2022 · Amount on File |
| Prior Sale | Jul 15, 2022 · Amount on File |
| Deed Document Number | 20221447943 |
| Prior Transfer Date | Feb 4, 2014 |
| Prior Transfer Doc | 0001233290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 20, 2022 |
| Property Address | 404 EMERALD TRL, HIBBING, MN 55746-3840 |
| Document Number | 0001447943 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 1447943 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,058.81 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 EMERALD TRL, HIBBING, MN 55746-3840 |
| Document Number | 0001447944 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 1447944 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 404 EMERALD TRL, HIBBING, MN 55746-3840 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 404 EMERALD TRL, HIBBING, MN 55746-3840 |
| Document Number | 0001438260 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 1438260 |
| Name | NORTHEAST ENTERPRENEUR FUND INC |
|---|---|
| Type | Non-Lending Institution |
| Address | STILLWATER, MN 55082 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 404 EMERALD TRL, HIBBING, MN 55746-3840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 404 EMERALD TRL, HIBBING, MN 55746-3840 |
| Document Number | 0001433493 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 1433493 |
| Name | NORTHEAST ENTREPRENEUR FUND INC |
|---|---|
| Type | Non-Lending Institution |
| Address | DULUTH, MN 55802 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 18, 2018 |
| Property Address | 404 EMERALD TRL, HIBBING, MN 55746-3840 |
| Document Number | 00A1331232 |
| Instrument Date | Apr 9, 2018 |
| Instrument | A1331232 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 EMERALD TRL HIBBING MN 557463840, HIBBING, MN 55746-3840 |
| Document Number | A1331233 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | A1331233 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2048 |
The 2026 property tax bill for 404 Emerald Trl was $4,624 with a homeowner's exemption, up 12.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hibbing City |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,624.00 (+12.62%) Homeowner's exemption | ||
| 2025 | $4,106.00 (-1.25%) Homeowner's exemption | $324,900 (+6.35%) Land $39,900 Building $285,000 | $324,900 (+6.35%) Land $39,900 Building $285,000 |
| 2024 | $4,158.00 | $305,500 Land $34,600 Building $270,900 | $305,500 Land $34,600 Building $270,900 |
| 2022 | $255,100 Land $34,300 Building $220,800 | $255,100 Land $34,300 Building $220,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Emerald Trl in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Emerald Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hibbing serves 16,028 people · EPA ID MN1690022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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