404 Elm Ave, Chesilhurst (Waterford Works), NJ 08089 Property Records

Camden County and Chesilhurst Borough property record for 404 Elm Ave, Chesilhurst, NJ 08089

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 2003
Lot Size	1.03 acres (45,002 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (May 2021)
Tax Bill	$7,157 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00410-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`10-00410-0000-00003`
Alternative APNs	`1000072000000005` `100041000003`

Interior

Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	45,002 sqft
Lot Dimensions	300 ft deep x 150 ft wide

Location & Zoning

Old Parcel Number	1000072000000005
Street Address	404 ELM AVE
City	CHESILHURST
State	NJ
Zip	08089-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L12
Legal Subdivision	CHESILHURST
Legal Block	410
Legal Lot Number	3
Jurisdiction	CAMDEN NJ
Township / Civil Division	CHESILHURST
Census Block Group	2
Census Block	2008
Census Tract	609000

Owner

Source: Camden County and Chesilhurst Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 ELM AVE, CHESILHURST, NJ 08089-1120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 6, 2021	Deed, Transfer · Conventional Mortgage BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	202142874
Deed Book / Page	11717 / 1742
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	404 ELM AVE, CHESILHURST, NJ 08089-1120
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ELM AVE, CHESILHURST, NJ 08089-1120

Mortgage

Document Number	0000020538
Date	Mar 31, 2026
Book Page	13056/1582
Instrument	2026020538

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	May 6, 2021
Property Address	404 ELM AVE, CHESILHURST, NJ 08089-1120
Document Number	0000042874
Book / Page	11717 / 1742
Instrument Date	Feb 26, 2021
Instrument	2021042874
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	EMERALD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 ELM AVE, 404, CHESILHURST, NJ 08089-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ELM AVE, ATCO, NJ 08004

Mortgage

Document Number	0117171748
Date	May 6, 2021
Instrument	11717/1748

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Camden County and Chesilhurst Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Chesilhurst Borough
Unified School District	Chesilhurst Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,500 (-) Land $38,000 Building $113,500	$151,500 (-) Land $38,000 Building $113,500
2025	$7,157.00 (+19.42%)	$151,500 (-) Land $38,000 Building $113,500	$151,500 (-) Land $38,000 Building $113,500
2024	$5,993.00 (+6.92%)
2023		$151,500 Land $38,000 Building $113,500	$151,500 Land $38,000 Building $113,500
2022	$5,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 77% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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