404 Elder St, Englewood, FL 34223 Property Records

Sarasota County property record for 404 Elder St, Englewood, FL 34223

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,384 sqft · built 1985
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Nov 2019)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0851-03-1230`

Property Details

APN / Parcel Number

Primary APN	`0851-03-1230`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.091 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	404 ELDER ST
City	ENGLEWOOD
State	FL
Zip	34223-6153
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RSF3
Legal Description	UNIT 230 FOXWOOD
Legal Range	20E
Legal Township	40S
Legal Section	30
Legal Subdivision	FOXWOOD
Legal Tract	7795
Legal Unit	230
Jurisdiction	SARASOTA FL
Township / Civil Division	ENGLEWOOD
Census Block Group	2
Census Block	2018
Census Tract	2604

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 ELDER ST # 230, 230, ENGLEWOOD, FL 34223-6153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 1, 2019	Warranty Deed, Transfer · Conventional with PMI SUNTRUST BK
Apr 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Jan 27, 2011 · Amount on Record
Deed Document Number	2019150908
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	404 ELDER ST, ENGLEWOOD, FL 34223-6153
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	INTEGRITY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ELDER ST 230, 230, ENGLEWOOD, FL 34223-6153

Mortgage

Document Number	0000163415
Date	Sep 7, 2021
Instrument	2021163415

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Nov 1, 2019
Property Address	404 ELDER ST, ENGLEWOOD, FL 34223-6153
Document Number	0000150908
Instrument Date	Oct 24, 2019
Instrument	150908
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	INTEGRITY TITLE SERVICES INC, INTEGRITY TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ELDER ST #230 ENGLEWOOD FL 342236153, 230, ENGLEWOOD, FL 34223-6153

Mortgage

Document Number	150909
Date	Nov 1, 2019
Instrument	150909

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Apr 28, 2017
Property Address	404 ELDER ST, ENGLEWOOD, FL 34223-6153
Document Number	0000053017
Instrument Date	Apr 27, 2017
Instrument	53017
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,162.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ELDER ST #230 ENGLEWOOD FL 342236153, 230, ENGLEWOOD, FL 34223-6153

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (-2%) Homeowner's exemption	$181,855 (+5.99%)	$225,900 (-13.05%) Building $225,900
2023	$2,085.00 (+2.56%) Homeowner's exemption	$171,583 (+3%)	$259,800 (+21.06%) Building $259,800
2022	$2,033.00 Homeowner's exemption	$166,585	$214,600 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	56 (1992–2022)
Claims Outside the SFHA	21 of 56
Most Recent Claim	Dec 2022 · Seminole Tribe Of Florida Tropical Storm Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 13 claims Hurricane Ian, Sep 2022 · 12 claims Severe Storms And Flooding, Jun 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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