404 el Centro Rd, Hillsborough (Burlingame), CA 94010 Property Records

San Mateo County property record for 404 el Centro Rd, Hillsborough, CA 94010

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 6,101 sqft · built 1926
Lot Size	0.756 acres (32,920 sqft)
Owner	2 Company Names on Record
Last Sale	$11,050,000 (Apr 2021)
Tax Bill	$139,767 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-013-010`

Property Details

APN / Parcel Number

Primary APN	`031-013-010`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,101 sqft Living Area
1st Floor Area	2,810 sqft
2nd Floor Area	1,510 sqft
Basement Area	1,513 sqft
Finished Basement	1,513 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	32,920 sqft (0.756 acres)
Lot Dimensions	6,784 ft deep x 6,784 ft wide
View / Lot	Corner
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 EL CENTRO RD
City	HILLSBOROUGH
State	CA
Zip	94010-6671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10025
Legal Description	LOT 55 & SLY 96.30 FT X 127.65 FT F & R MEAS OF LOT 56 BREWER PROPERTY SUB NO 3 RSM 13/31 TO 35 TOWN OF HILLSBOROUGH
Legal Subdivision	BREWER PROPERTY SUB NO 3
Legal Lot Number	55,56
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2019
Census Tract	605600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	404 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jun 12, 2018	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	202160471
Prior Transfer Date	Nov 27, 2013
Prior Transfer Doc	0000164837
Record Updated	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 15, 2021
Property Address	404 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671
Document Number	0000060471
Map Reference	MB 13 PG 31-35
Instrument Date	Apr 13, 2021
Instrument	2021-060471
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	404 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671

Mortgage

Document Number	0000060472
Date	Apr 15, 2021
Instrument	2021-060472

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

Mortgage

Document Number	0000060473
Date	Apr 15, 2021
Instrument	2021-060473

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 12, 2018
Property Address	404 EL CENTRO RD, HILLSBOROUGH, CA 94010-6671
Document Number	0000045391
Map Reference	MB13 PG31-35
Instrument Date	May 21, 2018
Instrument	2018-045391
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BRIDGE RD, HILLSBOROUGH, CA 94010-6905

Mortgage

Document Number	0000045392
Date	Jun 12, 2018
Instrument	2018-045392

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	2.65%
Max Rate At Change	10.9%
Index	1-Month LIBOR
Max Rate	10.9%

Mortgage

Document Number	0000045393
Date	Jun 12, 2018
Instrument	2018-045393

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Hillsborough Town
Elementary School District	Hillsborough City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$12,200,091 (+2%) Land $5,133,975 Building $7,066,116
2025	$139,767.00 (+3.59%) Homeowner's exemption	$11,960,874 (+4.04%) Land $5,033,309 Building $6,927,565
2023	$134,924.00 (+4.33%) Homeowner's exemption	$11,496,420 Land $4,837,860 Building $6,658,560
2022	$129,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Etheric Networks, Sonic Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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