404 E Withrow St, Oxford, OH 45056 Property Records

Butler County property record for 404 E Withrow St, Oxford, OH 45056

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5,210 sqft · built 1929
Lot Size	0.185 acres (8,102 sqft)
Owner	Company Name on Record
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H4000-006.000-194`

Property Details

APN / Parcel Number

Primary APN	`H4000-006.000-194`
Alternative APNs	`469849` `472813`

Interior

Units	10 Units
Stories	1 Story
Building Area	5,210 sqft Total Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1929
Lot Area	8,102 sqft (0.185 acres)
Patio Area	128 sqft
Balcony	Balcony
Balcony Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 E WITHROW ST
City	OXFORD
State	OH
Zip	45056-1248
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	3959 ENT
Jurisdiction	BUTLER OH
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1008
Census Tract	10105

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3007 JAMESTOWN CT, WOODBRIDGE, VA 22192-3213
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit CINCINNATUS SLA
Apr 19, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage THE CINCINNATUS SAVINGS AND LOAN CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 2022
Transfer Doc	0000018382
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	404 E WITHROW ST, OXFORD, OH 45056-1248
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018402
Date	Apr 19, 2022
Book Page	9838/1047
Instrument	2022-00018402

Lender

Name	CINCINNATUS SLA
Type	Bank
Address	CINCINNATI, OH 45211

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Apr 19, 2022
Property Address	404 E WITHROW ST, OXFORD, OH 45056-1248
Document Number	0000018382
Book / Page	9838 / 890
Map Reference	MB 9329 PG 316
Instrument Date	Apr 13, 2022
Instrument	2022-00018382
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6263 BRIDGEWATER CT, MASON, OH 45040-5932

Mortgage

Document Number	0009838893
Date	Apr 19, 2022
Instrument	9838/893

Lender

Name	THE CINCINNATUS SAVINGS AND LOAN CO
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Oxford Township
Municipality	Oxford City
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,881.00 (+9.22%)	$106,130 (-) Land $14,180 Building $91,950	$303,230 (-) Land $40,510 Building $262,720
2023	$4,469.00	$106,130 Land $14,180 Building $91,950	$303,230 Land $40,510 Building $262,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD CITY PWS serves 24,000 people · EPA ID OH0902312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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