Orange County property record for 404 E Welch Rd, Apopka, FL 32712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,381 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $312,000 (Apr 2020) |
| Tax Bill | $2,406 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-20-28-9550-00-232 |
| Primary APN | 34-20-28-9550-00-232 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,381 sqft Living Area |
| Gross Area | 3,180 sqft |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Storage Building | 200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 404 E WELCH RD |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32712-2818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T |
| Legal Description | APOPKA RANCHES Z/134 THE N 425 FT OF W 102.5 FT OF LOT 23 |
| Legal Range | 28E |
| Legal Township | 20S |
| Legal Section | 34 |
| Legal Subdivision | APOPKA RANCHES |
| Legal Tract | 9550 |
| Legal Lot Number | 23 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 17702 |
Source: Orange County records · APN 34-20-28-9550-00-232
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 E WELCH RD, APOPKA, FL 32712-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 30, 2020 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC |
| Feb 27, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Deed Document Number | 2020261843 |
| Prior Transfer Date | Feb 08, 2019 |
| Prior Transfer Doc | 0000121424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 404 E WELCH RD, APOPKA, FL 32712-2818 |
| Document Number | 0000383970 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 2026383970 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 404 E WELCH RD, APOPKA, FL 32712-2818 |
| Document Number | 0000383970, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026383970 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 30, 2020 |
| Property Address | 404 E WELCH RD, APOPKA, FL 32712-2818 |
| Document Number | 0000261843 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 261843 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,184.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 209 BUENA VISTA ST DEBARY FL 327133703, DEBARY, FL 32713-3703 |
| Document Number | 261844 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 261844 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 27, 2019 |
| Property Address | 404 E WELCH RD, APOPKA, FL 32712-2818 |
| Document Number | 0000121424 |
| Instrument Date | Feb 08, 2019 |
| Instrument | 121424 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 E WELCH RD APOPKA FL 327122818, APOPKA, FL 32712-2818 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,113 (+2.7%) | $364,310 (-1.58%) Land $55,000 Building $309,310 | |
| 2025 | $2,406.00 (+2.51%) Homeowner's exemption | $190,957 (+5.99%) | $370,156 (+10.09%) Land $55,000 Building $315,156 |
| 2024 | $2,347.00 (+7.46%) | ||
| 2023 | $2,184.00 (+5.81%) Homeowner's exemption | $180,170 (+3%) | $336,240 (+15.77%) Land $55,000 Building $281,240 |
| 2022 | $2,064.00 Homeowner's exemption | $174,922 | $290,433 Land $55,000 Building $235,433 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 276 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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