404 E Warren St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 404 E Warren St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,134 sqft · built 1925
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Tax Bill	$1,240 (2024)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-11-379-015`

Property Details

APN / Parcel Number

Primary APN	`28-22-11-379-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	2,588 sqft
1st Floor Area	462 sqft
Basement Area	1,134 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	426 sqft
Deck Area	Deck Area
Patio Area	90 sqft
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	404 E WARREN ST
City	SAINT JOSEPH
State	IL
Zip	61873-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 1, 2 SUB OF S 1/2 SE 1/4 SW 1/4 SEC. 11-19-10 AND LOTS PT 5, PT 6 RADEMACHERS ADD
Legal Range	10E
Legal Township	19N
Legal Section	11
Legal Subdivision	RADEMACHERS ADD
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2022
Census Tract	10701

Owner

Source: Champaign County records · APN 28-22-11-379-015

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 814, SAINT JOSEPH, IL 61873-0814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	404 E WARREN ST, SAINT JOSEPH, IL 61873-9201
Document Number	0000010965
Instrument Date	Jul 06, 2019
Transaction Type	Mortgage
Record Updated	Aug 01, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E WARREN ST ST JOSEPH IL 618739201, ST JOSEPH, IL 61873-9201

Mortgage

Document Number	0000010965
Date	Jul 11, 2019
Instrument	10965

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2034

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,930 (+25.33%) Land $17,770 Building $27,160	$134,790 (+25.33%) Land $53,310 Building $81,480
2024	$1,240.00 (-5.63%)
2022	$1,314.00 Homeowner's exemption Senior Citizen's exemption	$35,850 Land $14,180 Building $21,670	$107,550 Land $42,540 Building $65,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications.

Based on FCC filings for 393 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.